Best Price Credit Card Fees and Charges, Avail Credit Card with Amazing Offers Online

Fees & Charges

Fee & other Parameters	Bestprice	BestPrice-Premium
Joinig Fees	Nil	Nil
Annual Fees	Nil	Rs. 999
Condition for waiver of Annual Fees - First Year	NA	NA
Condition for waiver of Annual Fees - Second Year	NA	NA
Addon card Fees	Nil	Nil
Interest Charges on outstanding Balances	3.40% (Annualized 40.8%)	1.5% (Annualized 18.0%)
Minimum Amount Due (MAD) (It will reflect in statement in column of minimum amount due)	NA	NA
ATM Cash Withdrawal/ Call a draft/ Fund Transfer/ Cash Advance per Rs. 10,000 or part thereof	NA	NA
Late Payment Charges ("LPC")***	NA	NA
Over Limit Charge	NA	NA
Cheque Bounce Charges	Rs. 500	Rs. 500
Foreign Currency Mark Up	NA	NA
Railway Booking Surcharge ( on transaction amount)*	NA	NA
Fuel Surcharge**	NA	NA
Fee for Cash payment at Bank	Rs. 100	Rs. 100
Outstation Cheque Processing Fee	Waived	Waived
Reissue/ Replacement Card (per issunace)	Waived	Waived
Charge Slip Request	Waived	Waived
Machine Surcharge at ATMs	NA	NA
Balance Enquiry Charges at Non Parent Bank ATM	NA	NA
Duplicate Statement Request	Waived	Waived
Web Pay Service Fee	NA	NA
Furnishing a copy of Credit Information Report (CIBIL) (Effective 5th April)	Rs. 50	Rs. 50
*For Most Important Terms & Conditions (MITC) and Card Holders Agreement
Please Note: All the taxes would be charged as per the rates approved in the Finance Act each year on all interest & fees and other charges levied on your Credit Card

*For Most Important Terms & Conditions (MITC) and Card Holders Agreement to Click here

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Frequently Asked Questions

How do I benefit from my “Kotak Best Price business card”?

Your “Kotak Best Price business card” presents you with “Business-credit advantage”. Kotak Mahindra Bank in partnership with Best Price offers you not only with business card convenience but also extends benefits that would enhance your business efficiencies. It will be a handy tool for cash-flow-management for your business.

You would enjoy convenience for purchase of high value purchases as there is no need to carry cash.
You would get a credit line with Interest free period up to 14 days for commercial purchases done for your entity.
You would be provided with a monthly statement for purchases made in a month which would include date wise summary of purchases for better tracking.
You can also view your account anytime through online banking
Your employees are empowered to make purchases on behalf of you without carrying cash.