What is a Virtual Debit Card? How do I use it?

Kotak 811 Limited and full KYC account comes with a free Virtual Debit Card. Since it is not a physical card, it is called as Virtual Debit Card. It can be used for all online shopping and payments similar to how you use a physical debit card. It is completely safe & secure.

Follow the steps below to view Virtual Debit Card in the Mobile Banking App:

  • Log in to the Kotak Mobile Banking App using your CRN and MPIN
  • Once you’ve logged in, click on the ‘811’ tab
  • Navigate to ‘Virtual Debit card’ tab to see the details
  • Virtual Debit Cards cannot be used at ATMs or Point Of Sale (POS) machines. If you wish, you can apply for a physical debit card as well.
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