What is VPA and how can I use it to make payments?
  • Personal
  • Business
  • Corporate
  • Private Banking
  • Privy League
  • NRI Services
  • Investors
  • Personal
  • Business
  • Corporate
  • Private Banking
  • Privy League
  • NRI Services
  • Investors

  • VPA is a Virtual Payment Address that lets you make and receive UPI payments. Think of your VPA as your banking email address. 
  • You can send money to, or request money from anyone, with just their VPA. It’s instant, free, and it doesn’t matter which bank they use.
  • Here is how you can use VPA to make payments:
  • Click on 'BHIM UPI' present in ‘Pay & Transfer’ section or 'Banking' section of the Kotak Mobile App
  • In the 'BHIM UPI' menu, navigate to 'Send Money'
  • Select your mode of Payment – 'Pay to VPA' or 'Pay to Account'
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