What is UPI? How do I use it?
  • Personal
  • Business
  • Corporate
  • Private Banking
  • Privy League
  • NRI Services
  • Investors
  • Personal
  • Business
  • Corporate
  • Private Banking
  • Privy League
  • NRI Services
  • Investors

  • UPI stands for Unified Payment Interface. 
  • It is a payment method that lets you transfer money instantly, even between banks. 
  • You can fund your account by via UPI
  • You will need to enter the virtual payment address (VPA) of the bank account from which you’d like to transfer funds into your Kotak 811 Account. 
  • This will create a collect request which you will need to authenticate using your UPI PIN. Your Kotak 811 UPI ID/VPA will be ‘BankRegisteredMobileNumber@Kotak’ and it is created by default during 811 account opening. 


For e.g. A customer’s mobile number registered with the banking during 811 account opening is 99876543210, then the default VPA is going to be: 9876543210@kotak. (UPI transfers are not available to 811 Lite customers)

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