Education

Education is the most important investment one makes in life. Kotak has a rich history of banking for the Education sector in both the traditional economy as well as the new aged digital world. We understand the industry and diversified requirements across schools (Government aided and non-aided), colleges, deemed universities and higher education.

We cover the entire value chain from upstream to downstream and offer banking products at each level. The Banking products we offer for the sector are:

• Working capital financing for smooth operations.
• Entire Debt Capital market product suite including - Term loans for Project Finance to set up new schools, colleges etc., Debentures for refinancing of existing debt or fresh capital raise.
• Global Transaction banking including specific fee collection module that help in collection and reconciliation of fees at school and trust or corporate.
• Cash Management platform for management of fee collection and payments at trusts or the corporate.
• Collection facility available at branch level for various institutions.