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Pay Shop More

Access India Debit Card

Get more thrills out of life, any where in India.

Features
Eligibility
FAQs
How to Apply

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The Kotak Access India Debit Card is a one-stop shop to withdraw cash and make purchases across the country. This Debit Card is available in both VISA and MasterCard variants.

An NRI is an Indian citizen who stays outside India:

Access at all merchant establishments and ATMs (refer Service Charges and Fees) in India that accept VISA cards.
Available as a Magnetic Strip Card only.
Daily limits for transaction within India:

Purchase Limit Rs. 1,50,000
ATM Withdrawal Rs. 75,000
Insurance Offered: You get complimentary insurance cover with your Card:

Lost Card Liability Rs. 1,50,000
Purchase Protection Limit Rs. 50,000
For more information, click here (Insurance).
Get SMS and email alerts for every transaction done using your Access India Debit Card.
Offers & discounts at merchant outlets in categories such as lifestyle, fine dining, travel, health and fitness. Visit Kotak offers section.

To apply for Kotak Access India Debit Card, you need to hold any of the following accounts with the Bank:

Non-Resident Indians

NRO Savings Account
NRO Current Account

New to Bank Customer: Visit your nearest Kotak Mahindra Bank branch
Existing Customer : Visit your nearest Kotak Mahindra Bank branch, fill up the Channel Access Request form and submit it or, contact your Relationship Manager.

Have specific doubts? Get it cleared by talking to our Branch Executive

Get A Call Back

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NRI Contact Form

4000 Characters

(Upload your resume in JPG or JPEG format only. Max file size 2MB.)

I agree to the Terms and Conditions and authorize Kotak bank to contact me. This will override the registry with DNC / NDNC

Dear Customer we have registered your complaint and will update you on your registered e-mail ID in 2 working days-Kotak Mahindra Bank

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At your request, you are being re-directed to a third party site - https://www.billdesk.com/pgmerc/kotakcard/ wherein you can make your payment from a different bank account. Kotak Cards does not guarantee or warrant the accuracy or completeness of the information, materials, services or the reliability of any service, advice, opinion statement or other information displayed or distributed on the third party site. You shall access this site solely for purposes of payment of your bills and you understand and acknowledge that availing of any services offered on the site or any reliance on any opinion, advice, statement, memorandum, or information available on the site shall be at your sole risk. Kotak Cards and its affiliates, subsidiaries, employees, officers, directors and agents, expressly disclaim any liability for any deficiency in the services offered by BilIDesk whose site you are about to access. Neither Kotak Cards nor any of its affiliates nor their directors, officers and employees will be liable to or have any responsibility of any kind for any loss that you incur in the event of any deficiency in the services of BiIIDesk to whom the site belongs, failure or disruption of the site of BilIDesk, or resulting from the act or omission of any other party involved in making this site or the data contained therein available to you, or from any other cause relating to your access to, inability to access, or use of the site or these materials.

Note: Available in select banks only. Kotak Cards reserves the right to add/delete banks without prior notice. © Kotak Mahindra Bank. All rights reserved

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