Experience the all-new Kotak Netbanking
Simpler, smarter & more intuitive than ever before
Quick Help
Frequently Asked Questions
For Kotak Bank Customers
For Kotak811 Customers
Experience the all-new Kotak Netbanking Lite
Simpler, smarter & more intuitive than ever before. Now accessible on your mobile phone!
No, a person can either have a Resident saving account or Non-Resident accounts (NRE /NRO)
Yes, within the overall ceiling of USD one million per financial year subject to payment of tax, as applicable.
NRO Account can be opened for parking legitimate dues in India of the account holder
The principal in the NRE account and the interest earned is fully repatriable.
Interest earned in NRE Savings account is tax free.
NRE/NRO account can be opened jointly with a Non Resident Individual.
INR cash can be deposited in NRO Account. This includes, foreign currency which is freely
Inactive account can be activated by initiating a transaction through the account.
Dormant Account: If you do not do any transactions through your savings account for more than 24 months, the account will be classified as "Dormant".
Dormant account can be activated by following the below:
• You may write a mail to [email protected] specifying the reason for non-operation of the account from your preferred Email Id registered with the Bank
• Self-attested copy of latest ID proof, signature proof and address proof should be attached in the email