4 reasons to let a personal loan
take care of your big purchases
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Disclaimer: This Article is for information purpose only. The views expressed in this Article do not necessarily constitute the views of Kotak Mahindra Bank Ltd. (“Bank”) or its employees. Bank make no warranty of any kind with respect to the completeness or accuracy of the material and articles contained in this Newsletter. The information contained in this Article is sourced from empaneled external experts for the benefit of the customers and it does not constitute legal advice from Kotak. Kotak, its directors, employees and the contributors shall not be responsible or liable for any damage or loss resulting from or arising due to reliance on or use of any information contained herein.
Personal Loan can help you meet unexpected expenses such as wedding expenditure, school or college fees, dream vacations, home renovation projects or even for the purchase of consumer durables.
Applying for a personal loan is a lot easier, quick, and convenient with Kotak Mahindra Bank.Click https://www.kotak.com/en/personal-banking/loans/personal-loan.html to apply for the same.
No, you do not have to provide any security or collateral to obtain a personal loan. Personal loan is a type of unsecured loan. This essentially means that it is not backed by the guarantee of collateral. You are not burdened by the need to generate collateral like gold, property or shares, as with other types of loans. As there is no security to assure loan repayment, the bank will focus on the income and financial stability of the applicant.
There are several benefits of availing a personal loan from Kotak bank. Some of the most notable benefits include:
The eligibility to avail Personal loan is as follows :
You can apply for a personal loan by following the below steps:
On Mobile banking
On Net Banking
Or
By simply clicking https://rcasprod.kotak.com/personal-loan?source=website&banner=ProductPageApplyonlineTab.
Please Note: The same would be subject to approval. The time frame for the personal loan is 10 working days if approved.
You can apply for a personal loan by following the below steps:
On Mobile banking
On Net Banking
Or
By simply clicking https://rcasprod.kotak.com/personal-loan?source=website&banner=ProductPageApplyonlineTab.
Please Note: The same would be subject to approval. The time frame for the personal loan is 10 working days if approved.
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11 MARCH, 2020
Find yourself cringing for finances every time you think of making an expensive essential purchase? Well, you don’t need to. Today, most leading banks and financial institutes offer personal loans that can be used for a slew of purposes. From purchasing household furniture, to using it to go on your dream holiday, getting a personal loan can make for a smart move. When used in the right situation, it brings several notable benefits.
Here are some reasons why you should let personal loans aid with the big purchases:
Getting a personal loan is a fairly simple process and will not take more than a few fulfilments with the lender. Make sure that you understand the reason why you need the loan, the amount you require and also map out the best way to handle the monthly EMIs along with other expenses.
Read more about tips to manage your monthly personal loan EMIs effectively here.
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