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The key documents required for availing a personal loan from Kotak Mahindra Bank are as follows -
Personal loan documents for salaried person includes the last 3 months’ salary slips along with KYC documents and bank statements.
A pre-approved Personal Loan is an Instant Loan facility offered to select customers of Kotak Bank. This does not require any collateral/ documents.
No, the documents are required when applying for the loan. No post-sanction or pre-disbursement documentation is needed before availing the loan.
You would have to submit self-attested copies of all the KYC documents when availing of a personal loan along with the personal loan processing fees. The original documents might be required by the bank to verify the copies that you have submitted.