Personal Loan - Know Answers To All The Personal Loan FAQs at Kotak Bank

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What are the key documents required for Kotak Bank's Personal Loan?

The key documents required for availing a personal loan from Kotak Mahindra Bank are as follows -

Identity proof like PAN Card, voter’s ID card, passport, Aadhaar card, etc.
Age proof like voter’s ID card, passport, Aadhaar card, birth certificate, etc.
Address proof like utility bills, rent agreement, passport, etc.
Bank statement and salary slips of the last 3 months
2-3 Passport size photographs

What are the personal loan documents required for salaried applicants?

Personal loan documents for salaried person includes the last 3 months’ salary slips along with KYC documents and bank statements.

What is the documentation process for a pre-approved Personal Loan?

A pre-approved Personal Loan is an Instant Loan facility offered to select customers of Kotak Bank. This does not require any collateral/ documents.

If a customer has a good credit history, he/she becomes eligible for pre-approved personal loan. This has a quick processing time and loan gets disbursed instantly in customer bank account.

Are there any documents that I should submit post-sanction or pre-disbursement of my personal loan?

No, the documents are required when applying for the loan. No post-sanction or pre-disbursement documentation is needed before availing the loan.

Is it necessary to submit original KYC documents while availing personal loan?

You would have to submit self-attested copies of all the KYC documents when availing of a personal loan along with the personal loan processing fees. The original documents might be required by the bank to verify the copies that you have submitted.

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