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Frequently Asked Questions

How frequently do you revalue my portfolio?

We revalue your portfolio on a weekly basis. Additionally, in the event of a sharp fall in the market prices, we conduct an interim revaluation.

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I do not have a Demat Account with Kotak Bank. Can I still avail of your facility?

Yes. You can pledge shares held with any Depository Participant in NSDL or CDSL, with your respective Depository Participants.

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What security/ collateral do I have to provide?

No additional security/ collateral need to be provided, apart from the securities against which the loan is granted.

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How do I receive the overdraft amount?

We require you to open a Current Account in your name into which we will create an overdraft limit. Your overdraft limit will depend on the quantity and value of the securities you have pledged with us.

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How do I get to know my Credit Limits?

You can call our Customer Contact Centre to know the status of your account, details of the securities pledged, amount obtained against different securities, details of shortfall (if any), etc.

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