Quick Home Loan Approval in 24 hours- Apply for a fully digital Home Loan from Kotak Bank

quick-saction

Apply Now

Check if you meet the Eligibility Criteria

 

   

Your Age

Between 25 – 45 years

 

     

Your City

You are eligible if you live in Mumbai, Delhi, Gurgaon, Bangalore, Chennai, Pune, Hyderabad, Indore, Ahmedabad, Jaipur, Chandigarh, Surat

 

 

Net Income

Minimum INR 20,000 per month

 

Check list of documents here

*Disclaimer: Excluding Saturday, Sunday and public holidays. Subject to complying of terms and conditions herein, and completing the process.

If you don’t want to continue with Paperless Process,

Apply with Standard Process
icon

Frequently Asked Questions

What is Home Loan EMI?

Home loan EMI is a systematic and easy approach towards home loan repayment. EMI stands for equated monthly installment, which includes principal amount, and the interest payable divided through the tenure chosen. Home loan borrower has to make the repayment of the loan each month in the form of home loan EMI.

What is Home loan EMI calculator?

Home Loan EMI calculator is a tool that makes it easy for the home loan borrower to calculate the EMI payable. The calculator is easy to you, assisting the borrower to plan the repayment in a better way.

How is Home Loan EMI calculated?

Home Loan EMI is calculated based on the Customer inputted Loan Amount, Rate of interest and the tenure chosen.

What are the advantages of home loan EMI calculator?

When borrowing a home loan, it is important for the borrower to calculate the home loan EMI. 

  • Calculate the amount in just a few minutes
  • Helps decide on the loan tenure the borrower should chosen keeping in mind his monthly expenses and other loan EMIs, if any
  • Assists in better financial planning
  • Helps the borrower determine the accurate EMI amount payable

What is the EMI for 20 lakhs home loan?

The home loan EMI for 20-lakh loan depends on the interest and the tenure chosen. For instance, home loan EMI for 20 lakhs for tenure of 20 years at interest rate of 6.65% p.a. would be Rs. 15,089.

View All