Home Loan in Pune: Know About Interest Rates, Eligibility Criteria & Documentation List
Get Kotak League Platinum Credit Card & earn 8X reward Points on your every spends of Rs.150 across all categories.
Know More
With its robust IT and manufacturing sectors, Pune has emerged as a hub for commerce in the country. Moreover, Pune's landscape boasts prestigious educational establishments that allure students nationwide. The city's tranquillity and abundant greenery further enhance the appeal of residential properties.
To help you buy a new home without burdening your budget, Kotak Mahindra Bank offers Home Loan in Pune with minimal documentation. Kotak Home Loan come with affordable interest rates, flexible repayment terms, quicker processing, and faster disbursal.
Get closer to your dream home with Kotak Mahindra Bank’s affordable Home Loan rates in Pune. Kotak Home Loans have attractive features and great benefits of housing loan for you.
Looking to buy a home in Pune with the lowest home loan interest rates in Pune? Kotak Mahindra Bank offers an irresistible Home Loan interest rate, commencing at an appealing 8.75%* p.a.
| Loan Type | Applicant Type | Interest Rate |
|---|---|---|
Home Loan |
Salaried Applicants |
8.75% to 9.35% (P.A.) |
Self-employed Applicants |
8.80% - 9.60% (P.A) | |
Home Loan Balance Transfer |
Salaried Applicants |
8.75% onwards |
Self-employed Applicants |
8.80% onwards |
*Get in touch with us to explore the wide range of cheapest Home Loans in Pune tailored to your needs.
Discover your eligibility in just a few moments using our convenient eligibility calculator. The criteria of a Home Loan finance company in Pune may vary based on whether you are a salaried individual or self-employed, and it is essential to have a CIBIL score typically above 750+.
| Criteria | Self-employed Applicants | Salaried Applicants |
|---|---|---|
| Age | Applicants should be between 25-70 years old |
Applicants should be between 23-62 years |
| Credit Score | 750+ | 750+ |
| Citizenship | Indian |
Indian |
| Income | A steady income for at least five years is required | Minimum salary requirement as per age - Rs. 30,000 per month (23-37 years) Rs. 40,000 per month (37-45 years) Rs. 50,000 per month (45-62 years) |
| Work Experience/ Continuity | 5 years in the current field | 3 years |
Property Documents:
Financial Documents:
Applying for a Home Loan service in Pune has never been challenging with Kotak Mahindra Bank. You just have to visit the Home Loan section on the Kotak Mahindra Bank website and follow the process.
If you're interested in purchasing a house in Pune, you should take these steps and apply for a housing loan.