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Frequently Asked Questions

Why should I select a Kotak Credit Card?

Kotak Credit Cards symbolize the following guiding principles:

Simplicity

Kotak Credit Cards are simple to understand and use. We have taken special care to make them hassle free so that you can spend time on more important things in life that require your attention.

Transparency

Kotak Credit Cards are transparent in communicating upfront what the card offers and what you would have to spend for it, if at all. We have taken care that there will be no hidden charges associated with this card.

Relevance

Kotak Credit Cards have understood what you need the most from your credit card, and have been designed to give you only those benefits that are most relevant for you.

This promise from Kotak ensures that you only get the best from your credit card!

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Whom has the Delight Platinum Card been designed for?

The Kotak Delight Platinum Card has been specifically designed for the High Income or High Net Worth individuals. We have kept in mind your lifestyle requirements and the relevant benefits so that you could derive the maximum out of it.

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What type of Credit Card is Delight Platinum?

The Kotak Delight Platinum Credit Card is a VISA Platinum Card.

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Why should I choose a Delight Platinum Card? Are there any specific benefits that I get?

Only Kotak Delight Platinum Card offers you a unique every time & every where advantage - 10% cashback on dining & movies. We give you the freedom to choose the restaurant you wish to dine at or a movie theatre you like to go to and avail of the cashback every time you use the Kotak Delight Platinum Card.

Besides this, enjoy complete Fuel and railway surcharge waiver, Milestone Benefits & exciting EMI & BT plans that no one else offers.

 

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What is the Annual & Joining Fee for this Card?

The Joining fee for Delight Platinum Credit Card is Rs. 1999

Joining Fees of Rs. 1999 is applicable in the 1st Year and charged one time at the beginning of the year .It is billed in the 1st statement generated after card set up in the 1st Year.

The Annual fee for Delight Platinum Credit Card is Rs. 299

Annual fee of Rs. 299 is applicable from the 2nd Year onwards and charged at the beginning of the year.It is billed in the 13th statement generated after card set up in the 2nd Year and every 12 months thereafter.

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