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Frequently Asked Questions

Is there any monthly or annual cap on how much surcharge can I earn?

Maximum Fuel surcharge waiver allowed in a calendar year is Rs. 4500

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What type of Credit Card is Delight Platinum?

The Kotak Delight Platinum Credit Card is a VISA Platinum Card.

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Why should I select a Kotak Credit Card?

Kotak Credit Cards symbolize the following guiding principles:


Kotak Credit Cards are simple to understand and use. We have taken special care to make them hassle free so that you can spend time on more important things in life that require your attention.


Kotak Credit Cards are transparent in communicating upfront what the card offers and what you would have to spend for it, if at all. We have taken care that there will be no hidden charges associated with this card.


Kotak Credit Cards have understood what you need the most from your credit card, and have been designed to give you only those benefits that are most relevant for you.

This promise from Kotak ensures that you only get the best from your credit card!

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Will this also cover payments I make for movies and plays through the internet?

Yes you will be entitled for 10% cashback whether you book the tickets from a 3rd party aggregator website e.g. Book My Show or if you book on the website of a particular theatre or multiplex etc, as long as they are mapped under Entertainment MCC.

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Can the 10 % Cash-back be combined with any other offer that a dining or entertainment merchant may be offering?

Yes,the 10 %cash-back offer is over and above other offer extended by the merchants and it can be combined with other offers extended by the dining or entertainment merchant as the cashback is provided by the Bank on the amount for which the customer is billed after availing the offer extended by the Merchant.

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