Delight Platinum Credit Card
- Get 10% Cash-Back on Dining

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Fee & other Parameters | Delight |
---|---|
Joining Fees | Rs. 1999 |
Annual Fees | Rs. 299 |
Condition for waiver of Annual Fees - First Year | NA |
Condition for waiver of Annual Fees - Second Year | NA |
Addon card Fees | Rs. 299 |
Interest Charges on outstanding Balances | 3.50% (Annualized 42%) |
Minimum Amount Due (MAD) (It will reflect in statement in column of minimum amount due) | MAD can be 5% or 10% of TAD as decided by the Bank |
ATM Cash Withdrawal/ Call a draft/ Fund Transfer/ Cash Advance per Rs. 10,000 or part thereof | Rs. 300 |
Late Payment Charges ("LPC") | Rs. 100 for statement o/s less than or equal to Rs. 500 |
Rs. 500 for statement o/s between Rs. 500.01 to Rs. 10,000 | |
Rs. 700 for statement o/s greater than Rs. 10,000 | |
Over Limit Charge | Rs. 500 |
Cheque Bounce Charges | Rs. 500 |
Foreign Currency Mark Up | 3.5% |
Railway Booking Surcharge (1.8%/2.5% on transaction amount)* | Waived |
Fuel Surcharge (1% on transaction)** | Waived |
Fee for Cash payment at Bank | Rs. 100 |
Outstation Cheque Processing Fee | Waived |
Reissue/ Replacement Card (per issunace) | 100.0 |
Charge Slip Request | Waived |
Machine Surcharge at ATMs | Waived |
Balance Enquiry Charges at Non Parent Bank ATM | Waived |
Duplicate Statement Request | Waived |
Web Pay Service Fee | Waived (effective 10th JAN,2014) |
Please Note: | |
GST/Applicable taxes, would be charged as per the rates approved in the Finance Act each year on all interest & fees and other charges levied on your Credit Card | |
*Maximum Railway surcharge waiver of Rs. 500 in a calendar year | |
** Fuel surcharge to be waived only for transactions between values of Rs. 400 - Rs. 4000. Maximum Fuel surcharge waiver of Rs. 4500 in a calendar year | |
Disclaimer: Verbiage for Joining Fee (if applicable) will be displayed as Annual Fee on your monthly credit card statement. Thereafter you will be levied Annual Fee (if applicable) as per the most important terms and conditions of your credit card.
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