Delight Platinum Credit Card Value Chart, Complete Details on Delight Platinum Credit Card

Value Chart

Save up to Rs. 12,400 every year on Kotak Delight Platinum Credit Card

Credit Card expenses	Savings -Year 1	Savings -Year 2 and onwards
10 % cash-back on Dining and Movies on a monthly spend of Rs. 6,000*	7,200*	7,200*
Milestone Benefit of 8 PVR Tickets on spending Rs. 1,25,000 every 6 months **	2,000**	2,000**
Fuel Surcharge waiver on a monthly spend of Rs. 10,000***	1200***	1200***
Railway Surcharge Waiver on a monthly spend of Rs. 2,000****	240****	240****
Total Savings in a Year	12,700	12,700
Joining fee# (applicable only in the 1st year)	1,999#	0
Annual Fees+	0	299+
Net Savings in a Year after paying the Fees	8,641	10,341

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Disclaimer

* A maximum Cash-back of Rs. 600 including both Dining & Entertainment transactions will be given in a monthly billing cycle. Dining & Movie Transactions up to Rs. 4000 are eligible for cash-back. Cash-back for a particular billing cycle will be credited in the next month billing cycle . Cash-back is offered on transactions undertaken at only those Merchant Establishments which are classified under the "Restaurants & Entertainment" Merchant Category Code (MCC) as defined by VISA

** For calculation purpose the average PVR movie ticket price has been taken as Rs. 250.

***Fuel Surcharge waiver is applicable on all transactions between Rs. 400 and Rs. 4000. Maximum fuel surcharge waiver allowed in a calendar year is Rs. 4500.

**** Maximum railway surcharge waiver allowed in a calendar year is Rs. 500.# Joining Fees of Rs. 1999 is applicable in the 1st Year and charged one time at the beginning of the year .It is billed in the 1st statement generated after credit card set up in the 1st Year. + Annual fee of Rs. 299 is applicable from the 2nd Year onwards and charged at the beginning of the year. It is billed in the 13th statement generated after credit card set up in the 2nd Year and every 12 months thereafter.

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