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Utilization of the money from the currency wallet will be processed from the card as per the transaction made, corresponding to the currency of the country or currency of transaction, in which it is being used.
The card has inbuilt intelligence of pulling funds from other currency wallets, in case transaction currency wallet does not have sufficient funds. In such a scenario, the system checks for the currency wallet with sufficient balance to process the transaction and equivalent amount is debited from corresponding currency wallet with sufficient balance.
For Example: You have 50 GBP and 400 AUD on you Forex Card and you need to pay for your purchase 75 GBP in United Kingdom (London), instead of declining the transaction, the Forex Card will convert 75 GBP equivalents from AUD currency wallet to GBP currency wallet, for processing the payment transaction of 75 GBP. A cross currency conversion fee as per prevailing exchange rates will be applicable for converting the AUD to GBP.
The currencies as listed below will be the currency order of priority in which funds will be taken off your card if you don't have the currency or insufficient currency of the transaction on your Forex Card.
US Dollars
Pound Sterling
Euro
Australian Dollars
Swiss Franc
Singapore Dollars
Hong Kong Dollars
Canadian Dollars
Japanese Yen
Swedish Krona
South African Rand
United Arab Emirates Dirham
Saudi Riyal
Kindly note that if none of the wallets have sufficient balances to process the transaction then the transaction will be declined even if there are sufficient funds available collectively, across all currency wallets.
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