Annual Statement of Complaint 2019-20 and Analysis on Complaints
  • Personal
  • Business
  • Corporate
  • Private Banking
  • Privy League
  • Solitaire
  • NRI Services
  • Investors
  • Personal
  • Business
  • Corporate
  • Private Banking
  • Privy League
  • Solitaire
  • NRI Services
  • Investors

Customer Complaints

 

Customer complaints other than ATM transaction dispute

  Particulars
31st March, 2020
31st March, 2019

(a)

No. of complaints pending at the beginning of the year

1017

418

(b)

No. of complaints received during the year

148344

190018

(c)

No. of complaints redressed during the year

148148

189419

(d)

No. of complaints pending at the end of the year

1213

1017

 

 

Complaints related to ATM transaction disputes / POS-Ecom disputes / IMPS-UPI disputes / Fraud disputes

   Particulars
31st March, 2020
31st March, 2019

(a)

No. of complaints pending at the beginning of the year

7491

94

(b)

No. of complaints received during the year

268770

216980

(c)

No. of complaints redressed during the year

273151

209583

(d)

No. of complaints pending at the end of the year

3110

7491

(e)

Complaints per ten thousand transactions

156.60

172.42

 

 

Total Customer Complaints (total of tables A and B)

  Particulars
31st March, 2020
31st March, 2019

(a)

No. of complaints pending at the beginning of the year

8,508

512

(b)

No. of complaints received during the year

4,17,114

4,06,998

(c)

No. of complaints redressed during the year

4,21,299

3,99,002

(d)

No. of complaints pending at the end of the year

4,323

8,508

 

 

Status of Awards passed by the Banking Ombudsman

   Particulars
31st March, 2020
31st March, 2019

(a)

No. of unimplemented Awards at the beginning of the year

Nil

Nil

(b)

No. of Awards passed by the Banking Ombudsman during the year

2

Nil

(c)

No. of Awards implemented during the year

1

Nil

(d)

No. of unimplemented Awards at the end of the year

1

Nil

 

 

Top 5 Complaints

SR. No. Top Complaint Category # No. % of Overall Complaints

1

Transaction disputes at Point of Sale or E Commerce

135337

32%

2

Cash Withdrawal Dispute at other Bank ATM

92962

22%

3

Transaction Processing Related

30181

7%

4

IMPS-UPI Recall or Beneficiary information

20860

5%

5

Cash Withdrawal Dispute at Kotak ATM or details retrieval

19611

5%