When you place a request for a MyImage Credit Card, you will be charged for the new card as per the applicable General Schedule of Features and Charges (GSFC).
You will be charged a one-time image fee of Rs. 99 + taxes and replacement fee of Rs. 100 + taxes additionally.
The features and benefits of your existing Kotak Credit Card will be replicated on your Kotak MyImage Credit Card.
Kotak MyImage Credit Card is a personalized image card that allows you to choose a design of your choice from the offered digital library, specially curated by the Bank for its cardholders. This personalization will not change the benefits or the base card variant, which you are currently holding. For e.g. If you hold a Kotak Royale Signature Credit Card and choose to personalize it with a Taj Mahal image (Image Code A009), you will continue to enjoy all the existing features of your Royale Signature Credit Card.
Yes, Kotak provides its Credit Cardholders with an option to personalize their existing Kotak Credit Cards with MyImage Credit Card. This option is currently enabled for all card variants except Wealth Infinite Credit Card, Wealth Management Credit Card, Privy League Platinum and Signature Credit Cards, NRI Signature Credit Card, Kotak Solaris Credit Card, Kotak Fortune Credit Card, Kotak Feast Credit Card, Kotak Corporate Credit Card, Travel Agent Credit Card, Purchase Credit Card, Best Price Credit Card and Metro Credit Card.
Currently the MyImage Credit Card feature is enabled only for existing Kotak Credit Card variants as mentioned above.
You can only personalize your Kotak Credit Card through the Bank’s curated digital library, as a part of the MyImage Credit Card feature. Uploading your picture is not available as an option at the moment.
Applying for MyImage Credit Card is very easy. You can apply for a Kotak MyImage Credit Card through multiple channels:
Click on this link to explore: <Pre-login link>
Browse through the image gallery and personalize to Kotak MyImage Credit Card right away!
Log in to Net Banking by clicking here: <Net banking link> Click on ‘Credit Card’ tab > Select ‘Apply for MyImage Credit Card’ from the left side menu and start personalizing
Log in to Mobile Banking > Go to ‘Credit Card’ tab > Select ‘MyImage Credit Card’