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Travelling abroad? Whether you travel for holiday or for business, the Kotak Multi Currency World Travel Card gives you global convenience and unmatched security.
Embedded with a Chip, ensuring
higher level of security
Loaded with multiple currencies
on a single Card
Accepted worldwide at all Visa
accepting merchant outlets and ATMs
Separate web-login to manage
your Travel Card account from
anywhere in the world
SMS & E-mail alerts for
Available in 13 currencies - US Dollars, Euro, Pound Sterling, Australian Dollars, Singapore Dollars, Swiss Franc, Hong Kong Dollars, Canadian Dollars, Japanese Yen Swedish Krona, South African Rand, United Arab Emirates Dirham, Saudi Riyal
Customer Web Log-in
Lost Card Liability Insurance
Purchase Protection Insurance
Air Accident Insurance Cover
Loss of Passport and / or Travel Documents
Loss of Checked in Baggage International
Visa Global Customer Assistance Service (GCAS)
The Kotak Multi Currency World Travel Card (KMWTC) is available to Indian nationals traveling abroad and Foreign nationals residing in India. It can be issued to both customers who maintain an account with Kotak Mahindra Bank, as well as non-customers.
The Kotak Multi Currency World Travel Card can be purchased/loaded instantly over the counter at Kotak Mahindra Bank branches by submitting the following documents as per travel category:
|Travel Category||Upto USD 25000||More than USD 25000 Upto 250000||More than USD 250000|
|Maximum Daily ATM Cash Limit||USD 5,000 / EURO 5,000 / GBP 5,000 / AUD 5,000 / SGD 5,000 / CHF 5,000 / HKD 5,000 / CAD 5,000 / JPY 5,00,000 / SEK 5,000 / ZAR 5000 / AED 5000 / SAR 5000|
|Minimum Daily ATM Cash Limit||USD 10 / EURO 10 / GBP 10 / AUD 10 / SGD 10 / CHF 10 / HKD 10 / CAD 10 / JPY 10 / SEK 10 / ZAR 10/ AED 10 / SAR 10|
|Maximum Daily POS Limit||USD 10,000 / EURO 10,000 / GBP 10,000 / AUD 10,000 / SGD 10,000 / CHF 10,000 / HKD 10,000 / CAD 10,00 / JPY 10,00,000 / SEK 10,000 / ZAR 10000 / AED 10000 / SAR 10000|
|Minimum Daily POS Limit||USD 1 / EURO 1 / GBP 1 / AUD 1 / SGD 1 / CHF 1 / HKD 1 / CAD 1 / JPY 1 / SEK 1 / / ZAR 1 / AED 1/ SAR 1|
|Minimum Loading Amount||USD 100 / EURO 100 / GBP 100 / AUD 100 / SGD 100 / CHF 100 / HKD 100 / CAD 100 / JPY 100 / SEK 100 / ZAR 100 / AED 100/ SAR 100|
|Maximum Loading Amount using branch||As per FEMA Limits|
|Maximum Loading amount using Web Log-in||USD 5,000 daily and USD 10,000 yearly. Other currencies can be loaded equivalent to these limits.|
|Maximum Loading amount calling Customer Contact Centre||USD 5,000 daily and USD 25,000 yearly. Other currencies can be loaded equivalent to these limits.|
|Fees and Charges|
|Lost Card Reissue Fee (exclusive of GST tax)||USD 3.50, EURO 3, GBP 2.50, AUD 3.50, SGD 4.50, CHF 3.50, HKD 25, CAD 4.5, JPY 375 SEK 25 ZAR 43 AED 12.8 SAR 12.8 (within India) (exclusive ofGST)
USD 20, EURO 16, GBP 13, AUD 23, SGD 25, CHF 20, HKD 150, CAD 25, JPY 2149, SEK 150 ZAR 247 AED 73 SAR 73 (outside India) (exclusive of GST)
|Issuance Fee||250 (exclusive of GST)|
|Reload Fee||75 (exclusive of GST)|
|Convenience Fee for Online Reload||Rs. 275 (exclusive of GST)|
|Convenience Fee for Reload using Customer Contact Centre||Rs. 75 (exclusive ofGST)|
|Ad-Hoc Statement Request||Nil|
|Charge Slip Retrieval Fee||Nil|
|Cash Withdrawal||USD 2, EURO 1.5, GBP 1.5, AUD 2.5, SGD 2.7, CHF 2.5, HKD 15, CAD 2.5, JPY 215, SEK 16, ZAR,25 AED 7.29, SAR 7.29(exclusive of GST)|
|Balance Enquiry @ Overseas ATMs||USD 0.5, EURO 0.4, GBP 0.4, AUD 0.5, SGD 0.75, CHF 0.5, HKD 4.5, CAD 0.64, JPY 53.72, SEK 4 ZAR 6.2, AED, 1.8 SAR 1.8 (exclusive ofGST)|
"Foreign Currency Conversion Charge will be applicable on purchase of foreign currency as mentioned below:
|Value of purchase or sale of Foreign Currency||Value on which GST rate will be applicable*|
|Up to 1,00,000||1% of the gross amount of currency exchanges or minimum of Rs.250/-|
|Above Rs.1,00,000/- to Rs.10,00,000/-||1000 + 0.50% of the gross amount of currency exchanged less 1,00,000.|
|Above Rs.10,00,000/-||Rs.5500/- + 0.10% of the gross amount of currency exchanges less 10,00,000 subject to maximum of Rs.60,000/-|
*GST at 18% will be applicable on the charges as determined as per above slabs."
The Kotak Multi Currency World Travel Card is a Chip based pre-paid card introduced in partnership with Visa. It is the first card to offer you the option of loading up to 13 currencies in a single card in a convenient and secure way.
This card gives you the freedom to shop anywhere in the world and provides access to the currency of your destination at competitive market rates.
It can be used at all VISA ATMs and merchant establishments accepting VISA Cards worldwide except for few countries which are listed in FAQ (2)
Kotak Multi Currency World Travel Card will work across the world other than the countries mentioned below:
Your Kotak Multi Currency World Travel Card will be activated with the loaded currencies within 24 hours of the bank getting the clear funds from your end. Once active, the card can be used at any international location.
The Kotak Multi Currency World Travel Card works just like a Credit/Debit Card for purchase transactions at merchant establishments that have an electronic terminal. The only difference is that the transaction amount is directly debited from your Kotak Multi Currency World Travel Card balance.
The card can be used to withdraw cash at all Visa ATMs worldwide. Irrespective of the currency in the card, the cash dispensed will be of the said currency of the country. Only ensure that you remember the PIN given to you with the card welcome kit. The same is unique for every card and can be changed only through travel web log-in. Following are the steps for using a Kotak Multi Currency World Travel Chip Card during a POS transaction:
If the POS terminal does not have chip facility, the card can be used for normal magnetic stripe swipe on the POS terminal.
The chip card is also known as EMV Card. EMV is the brand name of EMV Co. which stands for Europay MasterCard Visa.
The Kotak Multi Currency World Travel Card is currently available in 13 currencies:
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