A chip card has a microchip embedded in the kotak debit card. The chip is difficult to tamper with and therefore provides enhanced security to your transactions. You can get a Chip Kotak Debit Card issued by: Logging into Kotak Net Banking. Click on Banking -> Debit Cards -> New Debit Card, or Calling our 24-hour Customer Contact Centre at 1860 266 2666, or Visiting nearest Kotak Mahindra Bank branch

Debit Card - Wealth Management Infinite Debit Card from Kotak Bank

Infinite Wealth Management Debit Card

Get used to living a premium lifestyle with the Kotak Wealth Management Infinite Debit Card. Enjoy exclusive deals and discounts on Lifestyle, Fine Dining, Travel, Health & Fitness categories and many other premium services.

Access at all merchant establishments and ATMs

Available as Chip Card only which has additional security features.

Enjoy fuel surcharge waiver of 2.5% every time you purchase petrol

Get Emergency Travel medical insurance cover up to Rs. 13.75 Lakhs

Other Features

Daily Limits for transaction within India and abroad:
- Purchasing Limit: Rs. 5,00,000
- ATM Withdrawal: Rs. 2,50,000/-
Fuel Surcharge waiver on Infinite Wealth Management Visa Debit card is capped up to Rs. 30,000 worth of fuel purchases in a calendar month
Insurance Offered : You get following complimentary insurance cover with your card:
- Lost Card Liability: Rs. 6,00,000
- Purchase Protection Limit: Rs. 1,50,000
- Lost Baggage Insurance: Rs. 1,00,000
- Air Accident Insurance: Rs. 5,00,00,000
- Personal Accidental Death Cover of up to Rs 25 lakhs.
Customer will have 2 free access per calendar quarter to below airport lounges:

City	Lounge Name	Airport Terminal	Airport Name	Address
Bangalore	Plaza Premium	Domestic Terminal 1	Kempegowda International Airport	Kempegowda International Airport, Domestic Departure Terminal 1 Mezzanine level, After SHA , Next to Gate No 1 , Devanahalli, Bengaluru, Karnataka 560300
Bangalore	Plaza Premium	International Terminal 1	Kempegowda International Airport	Kempegowda International Airport, International Departure Terminal 1 2nd floor, After SHA , Opp Gate No 34, Devanahalli, Bengaluru, Karnataka 560300
Chennai	Travel Club	Domestic Terminal 1	Chennai International Airport	Chennai International Airport, Domestic Departure, Terminal 1 3rd Floor, After SHA, GST Rd, Meenambakkam, Chennai, Tamil Nadu 600027 Landmark: Opposite Gate -5
Chennai	Travel Club	Old International Terminal 4	Chennai International Airport	Chennai International Airport, Old International Departure, Terminal 4, After SHA, GST Rd, Meenambakkam, Chennai, Tamil Nadu 600027 Landmark: Gate no. 14
Delhi	Plaza Premium	Domestic T3	Indira Gandhi International Airport	Indira Gandhi International Airport, Domestic Departures, Terminal T3, New Delhi-110037. Landmark: Airside - Domestic Departures. Follow signs 'Lounge A' from the F/G Gates and take the escalator on your right-hand Side
Delhi	Plaza Premium	International T3; Level 4	Indira Gandhi International Airport	Indira Gandhi International Airport, Domestic Departures, Terminal T3, New Delhi-110037. Landmark: Level 4 next ITC green Lounge
Hyderabad	Plaza Premium	Domestic	Rajiv Gandhi International Airport	Rajiv Gandhi International Airport, Domestic Departure, after SHA, Shamshabad, Hyderabad, Telangana 500409 Landmark Near Gate No 28
Hyderabad	Plaza Premium	International	Rajiv Gandhi International Airport	Rajiv Gandhi International Airport, International Departure, after SHA, Shamshabad, Hyderabad, Telangana 500409 Landmark: Near Gate 32A
Mumbai	MALS	Domestic Terminal T2	Chhatrapati Shivaji International Airport	Chhatrapati Shivaji Maharaj International Airport, Domestic Departure, Terminal T2, After SHA, Santa Cruz, Mumbai, Maharashtra-400099 Landmark: Near Gate No. 45

VISA Concierge is available 24 hours a day, 7 days a week to help you with your lifestyle needs. This exclusive service is designed to assist you with Trip Planning Assistance, Hotel Reservations, Flight Reservations, Restaurant Reservations, Car Rental, Performance Tickets booking as well as Other Requests. You can reach VISA Concierge on the phone by calling 000 117 followed by 866 765 9643 or online at https://www.visa-asia.com/premium/Profile/login.jsp?ws=ap&sitecat=infinite

Offers & Discounts at Merchant Outlets in categories such as Lifestyle, Fine Dining, Travel, Health and Fitness. Visit http://www.kotak.com/kotakoffers/

24 hours VISA Global Customer Assistance Services (GCAS) for:

Lost/Stolen Card Reporting
Emergency Card Replacement
Miscellaneous Inquiries

For assistance in India, the toll free number for accessing these emergency services is 000 117 followed by 866 765 9644 when asked. You can also call our 24 hour Customer Contact Centre at 0091 22 6600 6022 to get the toll free numbers while calling from overseas locations

Disclaimer

In line with RBI guidelines, Kotak Debit Cards issued from 1st Oct’20 can only be used at domestic retail outlets for payments and ATMs, to know how to enable:

Domestic Online payments: Click here for Debit Cards issued from 1st Oct’20 – 6th Jan’21 and for cards issued from 7th Jan’21, click here
International usage, Contactless payments & Tokenization click here

The Bank will charge cross-currency mark-up of 3.5% on foreign currency transactions carried out on Debit Cards. The exchange rate used will be the VISA/Master Card wholesale exchange rate prevailing at the time of transaction

The fuel surcharge will be levied at the time of fuel purchase and the same will be refunded in the subsequent month.

Frequently Asked Questions

What is a Chip card?

A chip card has a microchip embedded in the kotak debit card. The chip is difficult to tamper with and therefore provides enhanced security to your transactions. You can get a Chip Kotak Debit Card issued by:

Logging into Kotak Net Banking. Click on Banking -> Debit Cards -> New Debit Card, or
Calling our 24-hour Customer Contact Centre at 1860 266 2666, or
Visiting nearest Kotak Mahindra Bank branch

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Will I be able to use my Kotak Debit Card for International transactions?

All Chip Kotak Debit Cards are by default enabled for international use.

All Magnetic Strip* (Non Chip) Kotak Debit Cards issued before December 1, 2013 are by default enabled for international use.
All Magnetic Strip* (Non Chip) Kotak Debit Cards issued on or after December 1, 2013 cannot be used outside India.

*If a customer is using Magnetic Strip (Non Chip) Kotak Debit Card for international transactions, then as a process, the customer is issued a chip kotak debit card in lieu of the magnetic strip kotak debit card (as per eligibility).

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What are the charges for using the Kotak Debit Card at other Bank's ATM?

Charges for using Kotak Debit Cards at other bank ATMs can be found in the below link:

Service Charges and Fees.

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How can I change daily ATM withdrawal and purchase limits of my Kotak Debit Card?

Call our 24-hour Customer Contact Centre at 1860 266 2666 to modify the limits up to the default limits. To increase limits more than the default limits, visit your nearest Kotak Mahindra bank branch.

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