Kotak Credit Cards symbolize the following guiding principles:
Kotak Credit Cards are simple to understand and use. We have taken special care to make them hassle free so that you can spend time on more important things in life that require your attention.
Kotak Credit Cards are transparent in communicating upfront what the card offers and what you would have to spend for it, if at all. We have taken care that there will be no hidden charges associated with this card.
Kotak Credit Cards have understood what you need the most from your credit card, and have been designed to give you only those benefits that are most relevant for you.
This promise from Kotak ensures that you only get the best from your credit card!
Please write to us at firstname.lastname@example.org with below mentioned details and our Sales Representative will get back to you:
This card is specifically meant for official purpose. However you can use this card for personal expenses which will purely depend on the policy of your corporate who has availed the CORPORATE CARD OPTION.
Cash withdrawal feature is not active on the card.
Visit Kotakcards.com -> Apply online -> Check online Application status
Once we receive your application form complete in all respects with the necessary documents it will take a period of minimum 15 days to process your Card application.
You can call our 24-Hour Customer Contact Centre, report the loss and place a request for Card replacement. You should also report the loss/ theft of the credit card to your Program Administrator through a written communication.
Request you to intimate us by sending an email through your Program Administrator. Kindly give us 4 working days to get your details changed in our system.
Your Card transactions will be approved till the assigned credit limit on your Card. If you exceed your credit limit, your transaction may get declined. In case you want the limit to be enhanced / revised, your Program Administrator needs to send us a request for limit enhancement on your card. It will take two working days to revise your credit limit.
The Kotak Corporate Credit Card has been specifically designed for Corporates. Our Corporate Credit Card helps the Corporates in expense management through a consolidated corporate monthly statement and one consolidated payment.
The Kotak Corporate Credit Card is a VISA Platinum card.
Yes, the Kotak Corporate Credit Card is valid internationally.
Don’t be put off by the term ‘credit’. If used wisely, credit cards are a convenient tool to manage your short-term financing needs. A credit card is a financial tool that lets you borrow a certain sum of money and repay it back later in instalments. An interest is charged only if the credit amount is not repaid within the grace period which usually ranges between 20 to 60 days. Whether you want to make online payments or swipe the card at a restaurant, everything is possible with a credit card. Besides allowing you to borrow funds conveniently, credit cards also offer a host of benefits such as reward points, cashbacks, frequent flyer miles, credit score etc. A credit card is certainly a must-have item in your wallet.
At Kotak Mahindra Bank, we understand the diversity of our customer’s needs. Hence Kotak Bank offers a wide range of credit cards based on your buying preferences. We have categorized our credit card rewards centred on your preferences such as entertainment, shopping, dining, travel and lounge access. Depending on your purchase inclinations, you are free to choose a credit card that earns you extra points on the things that matter the most to you. So go ahead, explore and compare our wide assortment of credit cards in order to find the perfect match. Once you find the right credit card, you will be able to earn as you spend!
A credit card is a transactional card that enables the holder to make purchases of goods and services or withdraw advance cash on credit. It is issued by banks and financial institutions to bring convenience of payment. Credit cards act as a micro loan tool where the individual makes purchases under the condition of paying off the same within a specific time period. There are no interest payouts if the due amount is paid within a specific time (interest-free period). A custom borrowing limit is pre-set by the issuer and this determines the maximum amount of credit a user can spend from a credit card. Credit card brings users the opportunity to save big through discounts and deals, making it a popular choice.
A debit card lets you withdraw money that you have previously deposited into your bank account. It is linked to your account and is offered as an add-on facility by banks and financial institutions. A credit card on the other hand, lets you make spends on the terms of a short term loan. The bank enables you to make transactions to a given limit. Rather than having to make repayments on per use basis, there is a bill generated of the total repayment due at the end of each billing cycle.