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The Kotak Multi Currency World Travel Card is a Chip based pre-paid card introduced in partnership with Visa. It is the first card to offer you the option of loading up to 13 currencies in a single card in a convenient and secure way.
This card gives you the freedom to shop anywhere in the world and provides access to the currency of your destination at competitive market rates.
It can be used at all VISA ATMs and merchant establishments accepting VISA Cards worldwide except for few countries which are listed in FAQ (2)
Kotak Multi Currency World Travel Card will work across the world other than the countries mentioned below:
Your Kotak Multi Currency World Travel Card will be activated with the loaded currencies within 24 hours of the bank getting the clear funds from your end. Once active, the card can be used at any international location.
The Kotak Multi Currency World Travel Card works just like a Credit/Debit Card for purchase transactions at merchant establishments that have an electronic terminal. The only difference is that the transaction amount is directly debited from your Kotak Multi Currency World Travel Card balance.
The card can be used to withdraw cash at all Visa ATMs worldwide. Irrespective of the currency in the card, the cash dispensed will be of the said currency of the country. Only ensure that you remember the PIN given to you with the card welcome kit. The same is unique for every card and can be changed only through travel web log-in. Following are the steps for using a Kotak Multi Currency World Travel Chip Card during a POS transaction:
If the POS terminal does not have chip facility, the card can be used for normal magnetic stripe swipe on the POS terminal.
The chip card is also known as EMV Card. EMV is the brand name of EMV Co. which stands for Europay MasterCard Visa.
The Kotak Multi Currency World Travel Card is currently available in 13 currencies: