You never know when the need for cash may suddenly arise, and when it does happen, it can get quite stressful. But with Kotak, you can get a personal loan on your Credit Card instantly, and use the cash for your desired requirements.
Personal loan amount up to INR 5,00,000
Attractive interest rates
Flexible tenures ranging from 06 to 48 months
Instant transfer to Kotak or Any Other Bank Savings Account
Customers who have had a good track record with us with respect to their Credit Card spends, transaction pattern and Payment history become eligible for Personal Loan on Credit Card from time to time, depending on the internal policies of the bank.
Modes of Transfer:
Steps to Avail Personal Loan
Call our Customer Contact Center at 1860 266 2666 (local call rates apply)
Micro ATM is a mini version of an ATM. Micro ATMs are like modified point of sales terminals this terminal can connect to banking network via GPRS to perform banking transactions. This machine contains card swipe facility. This initiative aims to bridge the gap between the need and availability of cash requirement in the eco-system.
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Yes. We offer preferential interest rate, faster processing & doorstep service to existing bank customers while taking our business loan.