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Frequently Asked Questions


What is a Current Account?

A Current Account is a special type of an account that facilitates a higher number of transactions for businesses to run their daily operations seamlessly.

How to open a Current Account?

Opening a Current Account is easy. You can open your Current Account Online by clicking on the Open Online tab or submit the KYC documents along with the duly filled account opening form at the nearest branch.

Who can open a Current Account?

A Current Account can be opened by the below businesses/constitutions:

* Sole Proprietorship Firm

* Partnership Firm

* Limited Liability Partnership Firm

* Hindu Undivided Family/Joint Hindu Family (HUF)

* Public or Private Limited Companies

Can I open a zero-balance Current Account?

A Current Account helps in making business payments and collections seamless.

However, there is a minimum balance requirement that needs to be maintained based on the variant you choose.

What are the documents required for opening a Current Account?

KYC documents that need to be submitted differ from business to business. Click here to know the documents required for Current Account.

Do Current Accounts earn interest?

No, Current Accounts don’t earn you interest. However, you can enjoy attractive returns and earn interest income on the idle funds in your Current Account with the ActivMoney facility.

What is the minimum balance for a Current Account?

The minimum balance requirement that needs to be maintained depends upon the variant you choose.

What are the different types of Current Accounts?

Discover a wide range of Current Account variants, tailored to meet the unique needs of your business, regardless of the industry you operate in.

Whether you're launching a startup, expanding your enterprise or seeking to diversify, our Current Account solutions offer the perfect fit for your aspirations.

Which Current Account is best for small businesses?

Small businesses have their unique set of requirements. Small business Current Account and its tailor-made solutions are specially crafted for small/growing businesses.

Can an Individual open a Current Account?

Yes, an individual can also open a Current Account.