Staying fit is not only about looking good. A healthy lifestyle will help you save more money than you think. Saving money is like eating; don’t eat calories that you can’t burn to stay fit, and don’t spend more than you can afford to save money.

Also, when we take serious steps towards what we are eating and how we are burning those extra calories, inevitably it reflects on how much we spend on junk food. If a lifestyle change is helping you to save money and stay fit, why not go for it? In this article we will go through four lifestyle hacks that will help you be fit both financially and health-wise. And the money you save can be utilized for some other purposes.

Get rid of a bad habit
It is not about drastically changing your life if you are looking to save more money. Small changes do have much to offer. Try to avoid a habit that is hurting your health and wallet.

Smoking is a costly habit, and if you can ditch that you will save a lot. The money you save can be deposited in a zero balance savings account. Such an account is effective as you can maintain a zero balance in the account and earn monthly interest on the entire amount saved in the account. Other changes, like cutting down on alcohol consumption, will also help you to save more money at the end of every month.

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Get moving
Regular exercise is a great way to keep you fit and save money. If losing weight is your plan for this year, go for it. You don’t have to spend a lot on a gym subscription; instead you can look for outdoor activities and sports like running, cycling, and hiking. Not only will you save money, but you will also stay fit and motivated. You can work out anywhere without spending a fortune. So, just put on your sports shoes and go for it.

Eat healthy
There can’t be anything better than cooking your own food. Eating healthy is not expensive; it is about your choices. Cooking at home using fresh ingredients may sound like a low-key lifestyle change, but it will definitely show up in your monthly expenses.

When you cook for yourself, you can actually check what you are putting in your dishes and actively make healthier choices. A regular, balanced diet is always better than junk food. Think about all the money you will save and the satisfaction of cooking for yourself.

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Stop regular food orders
Eating out on a regular basis will hurt your budget, and you will end up saving much less than you actually can. Also, think about the health side. Being mindful about your orders is a must if you are looking to be healthy and save money at the same time.

Meal planning is a good way to decide and arrange what you are going to have throughout the week. It will save you from last minute confusion. Once you have a plan, sticking to it will be easier, and you will save money and become healthier.
Small and steady lifestyle changes will help you to save money and stay healthy. Find out which habit you should drop and which one you should include in your lifestyle that will help you to achieve your financial goals. Invest in positive habits and stay healthy.

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Disclaimer: This Article is for information purposes only. The views expressed in this Article do not necessarily constitute the views of Kotak Mahindra Bank Ltd. (“Bank”) or its employees. The Bank makes no warranty of any kind with respect to the completeness or accuracy of the material and articles contained in this Article. The information contained in this Article is sourced from empaneled external experts for the benefit of the customers and it does not constitute legal advice from the Bank. The Bank, its directors, employees and the contributors shall not be responsible or liable for any damage or loss resulting from or arising due to reliance on or use of any information contained herein. Tax laws are subject to amendment from time to time. The above information is for general understanding and reference. This is not legal advice or tax advice, and users are advised to consult their tax advisors before making any decision or taking any action.