Loan application eligibility criteria for HDFC Credila
Application form
Two passport size photos - applicant and co-applicant
One set to be pasted on the application form and second set to be affixed (stapled) to the application form
Photo id - applicant and co-applicant (any one of the following)
Permanent account number (pan) card
Passport
Driving license
Aadhaar card
Voter's id card
Residence proof - applicant and co-applicant (any one of the following)
Passport
Driving license
Aadhaar card
Voter's id card
Academic documents of student
Marksheet/certificate of 12th exam
Marksheet/certificate of subsequent years of education e.g. BE, B.Com, B.Sc., etc.
Marksheet of any entrance exam taken e.g. CAT, CET, etc. (if applicable)
GRE/ GMAT/ TOEFL / IELTS etc. Marksheets (if applicable)
Scholarship documents (if applicable)
Proof of admission (if available)
Printed admission letter from the institute on its letterhead with institute's address
Last 8 months bank statements of co-applicant
(if more than one bank account, provide copies of all)
Make sure to include the bank statements of the bank account where salary or business/
Professional receipts are credited every month
Income proof of co-applicant
In case of salaried employee (all the following)
Latest 3 salary slips or salary certificate on employer's letterhead
Last 2 year's form 16 from employer or last 2 year's income tax returns
Any other income proof that is not reflected in the above documents
In case of self-employed or professional (all the following)
Last 2 year's income tax returns
Last 2 year's certified financial statements or provisional financial statements duly certified by ca
Proof of office (any one of the following, lease deed, utility bill, title deed, etc.)
Any other income proof that is not reflected in the above documents
If, collateral - immovable property (flat, house, non-agriculture land) (all the relevant documents from the following list)
Property title deed
7 / 12 extracts in case of land
Registered sale agreement along with society share certificate
Original registration receipt for the above agreement
Allotment letter by Municipal Corporation / authorized govt. Authority like MHADA, CIDCO, etc. Please add HUDA, DDA, JDA, GIDC etc.
Previous chain of sale deed establishing title
Latest maintenance bill along with receipts issued by builder/ society,
Latest property tax bill along with receipts,
NOC for mortgage from society/builder,
Approved building plan
Encumbrance certificates as on date etc.
Note: other than original completed application form, please do not provide any original supporting documents to HDFC Credila at the time of applying for loan. All the copies of the above provided documents should be self-attested.
