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Forgot your ATM or credit card PIN? You can now change or create your Credit Card and ATM PIN with ease.
Credit card pin is a unique 6-digit number that is issued with your credit card. It can be used in an online purchase or for swiping at a convenience store. And just like your other passwords and pins, you may find yourself in a situation where you need to change the credit card pin. You may have just forgotten it or your credit card could be stolen or lost. Changing this unique pin can save you a lot of trouble at such times. But then, how to change a credit card Pin?
You might think that it may be a complicated process, but actually it isn’t. You can change your credit card pin through net banking or mobile banking or with the use of IVR. The process is quite simple and secure, if done through the right channels. In fact, you can change your credit card pin every once in a while for security reasons.
Before you proceed to regenerate your credit card pin, here are a few things you need to know:
Apart from these, remember to keep your mobile or laptop as well as the credit card handy.
There’s not one, but various ways in which you can change your credit card pin. Each one of these is quite simple and uncomplicated for the users. You can choose the one that suits you best.
Here’s How to Change Credit Card Pin through Netbanking:
For a credit card pin generate through netbanking follow the below mentioned steps:
Now, Here’s How to Change Credit Card Pin through Mobile Banking:
To change your credit card pin with the use of Mobile Banking follow the steps mentioned below:
How to Change Credit Card Pin through IVR:
To change your credit card pin through IVR, please follow these steps:
Credit card PIN is an essential element of your credit card. After credit card PIN generation it becomes impervious that you should ensure its proper usage and safety. To avoid the misuse of your credit card keep in mind the following things:
Congratulations on your first credit card. Now you must be looking for a way to activate it. It’s a simple process. You can call Kotak Mahindra customer care to activate your pin through IVR. Or login to your Net Banking account or Mobile Banking and activate your pin by following the simple steps.
If you have lost your credit card, then it is recommended that you immediately block it. You can block your credit card through netbanking or through mobile banking. Just login to your account, go to the credit cards section, then to service requests and report lost cards.
For online transactions your credit card or debit card pin is not required. While shopping at an online portal, select the product you want to purchase. Then click proceed to the checkout option. Fill in the required details. Then in the payment options enter your 16 digit number, expiry date and 3 digit CVV number to confirm the purchase.
No, you can’t change the Kotak credit card pin at any bank’s ATM. Kotak credit card takes extra precaution to keep your credit card pin safe so that no one can misuse it. If you wish to change your credit card pin you can do so with the help of online banking, mobile banking, or through IVR.
Check the terms and conditions for Kotak Mahindra Bank’s Credit Card Loans.