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Get an instant PayDay loan within 3 seconds

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Frequently Asked Questions

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How do I avail a Payday Loan?

Kotak Payday Loans are available to pre-approved existing Kotak customers. You can apply for a PayDay loan immediately by logging into the Kotak Mobile Banking app or Net Banking.

Kotak PayDay Loan is available exclusively online for new Kotak customers. You can check your eligibility here.

What is payday loan @Kotak?

PayDay Loan is a one-month term loan, pre-approved at 50% of your net in-hand salary. Get instant disbursement without any paperwork.

What is the maximum loan amount to avail?

PayDay Loan offers you a maximum loan amount of Rs. 1.5 lakh. For new Kotak customers, PayDay Loan offers a maximum loan of Rs. 60,000.

What is the minimum loan amount to avail?

You can get a loan for as little as Rs.3,000/-.

What is the total repayment amount due & tenure?

The total repayment amount due will be the sum of the principal loan amount plus the interest charged until maturity, which must be paid in a single installment as per the repayment date specified in the loan details.