Pay With Reward Points
Convert your reward points into currency while shopping with our credit card
Make your shopping more joyful with Kotak PayByPoints. With it, your reward points are converted into currency at merchant outlets when you shop with your Kotak Credit Card. How it works?
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Reward points if not redeemed will expire after 2 years from the date on which they are earned. Bank will not send any prior intimation of reward point expiry to the customer.
You can log in to Kotak Net banking section and select “Reward Redemption” tab. You may also check your latest credit statement to know your balance point.
Yes, a monthly credit card statement will be sent to the customers reflecting the transactions done and the reward points accrued during the course of the month. You will not receive separate monthly statement specifically for the reward points.
Pay by point doesn’t have any capping of points. You can use your card points as per your choice.