As per RBI recurring payment guidelines on e-mandates, w.e.f. Oct 1, 2021, all non-complaint Subscriptions/Recurring merchant Payments on your Kotak Mahindra Bank Credit/Debit Card will not be processed. Payments to be made directly to the merchant.
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Joining Fee: INR 1500|Annual Fee: INR 1500
Joining Fees: INR 1000|Annual Fee: INR 1000
Joining Fees: INR 3000|Annual Fee: INR 3000
Joining Fee: INR 0|Annual Fee: INR 0
Joining Fee: INR 1,999|Annual Fee: INR 299
Joining Fee: INR 500/NIL|Annual Fee: INR 499
*waived at an annual spend of Rs 50,000/-
Joining Fee: INR 1499|Annual Fee: INR 999
*wavied at an annual retail spend of Rs 1 Lac
Joining Fee: INR 0|Annual Fee: INR 499
Joining Fee: INR 0|Annual Fee: INR 199
*waived at an annual spend of Rs 15,000/-
Joining Fee: INR 0|Annual Fee: INR 0
Credit cards can be actively used for international transactions. However, you will incur a transaction fee that is known as Foreign Currency Markup Fee. The fee is about 3.5 % + GST. Additionally, you will have to contact the bank for enabling or disabling usage of your card at the time of international travel.
A debit card lets you withdraw money that you have previously deposited into your bank account. It is linked to your account and is offered as an add-on facility by banks and financial institutions. A credit card on the other hand, lets you make spends on the terms of a short term loan. The bank enables you to make transactions to a given limit. Rather than having to make repayments on per use basis, there is a bill generated of the total repayment due at the end of each billing cycle.
The first course of action in the case of theft or loss of your credit card is getting it blocked by contacting the bank. This prevents the risk of an unauthorized transaction. You can use the customer care number to inform the official representatives of the loss or theft. Upon doing this, they will block the existing card and begin the procedure for issuing a new credit card.
Reward points can be redeemed as soon as the point balance reflects in your credit card account. You must note that some reward points come with an expiry date. This means that they must be used within the stated time frame or they may become invalid. Thus, it is essential to carefully read through the credit card agreement and know of the validity and expiry of the reward points.
The add-on credit card facility is offered by the issuer to the primary applicant. It can be used by the relatives of the card holder including the spouse, child, parents and siblings. The add-on credit holder must be 18 years of age and above. It includes all the benefits as provided with the primary credit-card and the primary applicant can set a credit-limit for the card.
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At your request, you are being re-directed to a third party site - http://www.billdesk.com/pgmerc/kotakcard/ wherein you can make your payment from a different bank account. Kotak Cards does not guarantee or warrant the accuracy or completeness of the information, materials, services or the reliability of any service, advice, opinion statement or other information displayed or distributed on the third party site. You shall access this site solely for purposes of payment of your bills and you understand and acknowledge that availing of any services offered on the site or any reliance on any opinion, advice, statement, memorandum, or information available on the site shall be at your sole risk. Kotak Cards and its affiliates, subsidiaries, employees, officers, directors and agents, expressly disclaim any liability for any deficiency in the services offered by BilIDesk whose site you are about to access. Neither Kotak Cards nor any of its affiliates nor their directors, officers and employees will be liable to or have any responsibility of any kind for any loss that you incur in the event of any deficiency in the services of BiIIDesk to whom the site belongs, failure or disruption of the site of BilIDesk, or resulting from the act or omission of any other party involved in making this site or the data contained therein available to you, or from any other cause relating to your access to, inability to access, or use of the site or these materials.
Note: Available in select banks only. Kotak Cards reserves the right to add/delete banks without prior notice. © Kotak Mahindra Bank. All rights reserved
By clicking on the hyper-link, you will be leaving www.kotak.com and entering website operated by other parties. Kotak Mahindra Bank does not control or endorse such websites, and bears no responsibility for them.
By clicking on the hyper-link, you will be leaving www.kotak.com and entering website operated by other parties. Kotak Mahindra Bank does not control or endorse such websites, and bears no responsibility for them.
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