Be it an article you were reading, a product you were exploring or a journey you left unfinished, starting from where you left off is simpler than you can imagine. Just register for ‘Everything Me’ using any of your social media accounts and you are all set.
Please note, this is a soft login and no personal financial data will be saved here for security reasons.
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Joining Fee: INR 0|Annual Fee: INR 0
Joining Fee: INR 1,999|Annual Fee: INR 299
Joining Fee: INR 500/NIL|Annual Fee: INR 499
*waived at an annual spend of Rs 50,000/-
Joining Fee: INR 1499|Annual Fee: INR 999
*wavied at an annual retail spend of Rs 1 Lac
Joining Fee: INR 0|Annual Fee: INR 499
Joining Fee: INR 500|Annual Fee: INR 500
*waived at an annual spend of Rs 75,000/-
Joining Fee: INR 0|Annual Fee: INR 199
*waived at an annual spend of Rs 15,000/-
Joining Fee: INR 599|Annual Fee: INR 599
* waived at an annual retail spend of Rs 1,25,000/-
Joining Fee: INR 0|Annual Fee: INR 0
Joining Fee: Nil|Annual Fee: INR 2,500*
The eligibility criteria for a kotak credit card will vary for every applicant. However, there are some criteria that remain uniform and these include:
Applying for a credit card is a fairly simple process. The steps to follow include:
When you use your credit cards to purchase certain products, you can earn reward points. The amount of points you earn through a purchase will depend upon the category and the type of credit card held by the individual. Accumulated reward points can be redeemed against purchases made at selective merchant outlets or can be converted into Easy Points to be redeemed against Airline tickets, Mobile recharge, Movie tickets, Cash and Branded merchandise.
Reward points can be redeemed as soon as the point balance reflects in your credit card account. You must note that some reward points come with an expiry date. This means that they must be used within the stated time frame or they may become invalid. Thus, it is essential to carefully read through the credit card agreement and know of the validity and expiry of the reward points.
Credit cards can be actively used for international transactions. However, you will incur a transaction fee that is known as Foreign Currency Markup Fee. The fee is about 3.5 % + GST. Additionally, you will have to contact the bank for enabling or disabling usage of your card at the time of international travel.
