Apply for Zen Credit Card Online
Get 10 Zen points for every ₹150 spent on shopping with Kotak Zen Credit Card

Experience the all-new Kotak Netbanking
Simpler, smarter & more intuitive than ever before
Quick Help
Frequently Asked Questions
For Kotak Bank Customers
For Kotak811 Customers
Experience the all-new Kotak Netbanking Lite
Simpler, smarter & more intuitive than ever before. Now accessible on your mobile phone!
Get 10 Zen points for every ₹150 spent on shopping with Kotak Zen Credit Card
Annual Spends (in ₹) | Savings | |
---|---|---|
Net Value to the Cardholder | 840000 | 28240 |
Welcome Benefit | 300 | |
Priority Pass + 3 free visits | 13500 | |
Milestone benefits on ₹6 lakhs spends | 3000 | |
Fuel surcharge waiver annual benefit | 3500 | |
Annual fee waiver benefit | 1500 | |
Rewards benefit | 6440 | |
2X on shopping spends | 126000 | 1680 |
5 pts on other spends | 714000 | 4760 |
Please note, w.e.f. 01st June 2025, Cash value for redemption will be revised from ₹0.25 to ₹0.20 per Zen Point; A minimum of ₹2,000 Zen Points will be required for cash value redemption.
What’s New?