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Get 10 Zen points for every ₹150 spent on shopping with Kotak Zen Credit Card

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Get 10 Zen points for every ₹150 spent on shopping with Kotak Zen Credit Card
We believe that every moment has tremendous possibilities. The art is in spending it well. We welcome you to a new way of living with the Kotak Zen Credit Card. The Kotak Zen Credit Card is designed to balance rewards, travel and milestone benefits in perfect harmony. So every moment you spend with the card is rewarding.
Earn 10 Zen points for every ₹150 spent on Shopping (Apparels, Lifestyle goods, Departmental Stores & Jewellery) & 5 Zen Points for every ₹150 on others spends
Get 7500 Bonus Zen points on crossing ₹3 lakh spends OR 15000 points on crossing ₹6 lakh spends every year
Enjoy Annual Fee waiver on annual retail spends of ₹1,50,000
You can avail of a welcome gift of 1500 Zen points.
Please note, w.e.f. 01st June 2025, the following changes will be applicable:
Categories | Revision on Reward Points | |||
---|---|---|---|---|
Education and Insurance | Zen points will only be earned on spends up to ₹70,000 per statement cycle | |||
Utility Spends | Zen points will only be earned on spends up to ₹ 50,000 per statement cycle | |||
Government |
Zen points will only be earned on spends up to ₹ 40,000 per statement cycle | |||
Wallet Load, Fuel, Rent, Online skill based gaming | Zen points earnings against these spend categories will be discontinued |
Kindly note:
a. Spends on above categories will not be considered when calculating milestone benefits
b. The aforementioned revisions will be based on the Merchant Category Codes (MCCs), which are 4-digit numbers assigned to merchants or businesses by card networks such as VISA, MasterCard, and RuPay. Click here for the list of applicable MCCs.
*Important Terms and conditions:
Good news! Enjoy access to international lounges directly with your Kotak Credit Card. Priority Pass Card will no longer be required. W.e.f June 02, 2023, issuance and renewal of Priority Pass Card will be discontinued. | |
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Credit Cards issued till June 01, 2023 | Priority Pass Cards can be used till June 19, 2023. From June 20, 2023, simply activate International transactions (Online & in store/ POS) using your Kotak Bank Mobile App or Net Banking and use your Kotak Credit Card. |
Credit Cards issued after June 01, 2023 | Simply activate International transactions (Online & in store/ POS) using your Kotak Bank Mobile App or Net Banking and use your Kotak Credit Card. Please note that cards issued post June 01, 2023 can access international lounges starting June 20, 2023. |
I absolutely love my Kotak Zen credit card! The complimentary airport lounge access is a game-changer for my travel experiences. I earn rewards while shopping, which I can redeem for exciting goodies. Highly recommended for anyone seeking a rewarding credit card!
Reviewed on 08/01/2023
The complimentary airport lounge access has made my journeys so much more enjoyable. The welcome gift was a wonderful gesture, and I couldn't be happier with the Shop More, Earn More Zen Points feature. I'm earning rewards on every purchase, and it feels great to treat myself with the accumulated points.
Reviewed on 09/18/2023
I am accumulating rewards with every swipe, and the redemption options are fantastic. This card has made managing expenses so much more rewarding. I highly recommend it to anyone looking for a feature-packed credit card!
Reviewed on 10/21/2023
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