Kotak Home Finance is dedicated to understanding your specific needs, and to helping you move your inventory faster than ever before. We will work closely with you for a mutually beneficial relationship.
If you are currently distributing some other financial Products and would like to benefit from the real estate and Home-Finance boom, then Kotak Mahindra Bank is the place for you.
We provide one of the best Home-finance solutions in the industry. The speed is designed to give your business the necessary fillip.
To get in touch with us and find out more about how you can become an Associate, contact us at following branches.
|Location||Sub-location||Dept||Full Address (with PIN Code)||Contact Person||Contact No.|
|Mumbai||Kalina||Home Finance||3rd Floor, Adamas Plaza, CST Road, Kalina, Santacruz E, Mumbai - 400098||Sachin Padiyar
|Mumbai||Borivali||Home Finance||2nd Floor, Shree Radhe Empire Bulding, Chandaverkar Lane,Borivali 400092|
|Mumbai||Thane||Home Finance||1st Floor, Anand Cinema, Kopri, Thane East,Mumbai 400602|
|Delhi||Delhi||Home Finance||14, Ambadeep Building, K G Marg, 2nd Floor, Connaught Place, Delhi - 110001|
|Gurgaon||Gurgaon||Home Finance||JMD Regent Square Mehrauli-Gurgaon Road, Gurgaon - 122002|
|Bangalore||Bangalore||Home Finance||Kotak House, No 22, M.G. Road, 2nd Floor, Home Finance Division,Bangalore - 560001|
|Pune||Pune||Home Finance||Nyati Unitree, 4th Floor, Zone II, Pune- Ahmednagar Road, Yerwada, Pune - 411006|
|Hyderabad||Hyderabad||Home Finance||Jewel Pawani Tower, 2nd Floor, W Block, 6-3-1109/1/P/302,Raj Bhavan Road, Somajiguda, Hyderabad - 500082|
|Chennai||Chennai||Home Finance||8th Floor, TVH Agnito Park, 141 ,Old Mahabalipuram Road, Kandanchavadi,, Chennai - 600096|
|Coimbatore||Coimbatore||Home Finance||1054/33, Goutham Centre Annexe, 2nd Floor, Avinashi Road, Coimbatore - 641018|
|Cochin||Cochin||Home Finance||40, 9702 UA, Kanaka Damodar Building, Veekshnam Road, Off MG Road, Ernakulam - 682035|
|Vijayawada||Vijayawada||Home Finance||29-4-19, Ground Floor, Kodanda Rami Reddy Street, Governer Pet, Vijayawada - 520002|
|Jaipur||Jaipur||Home Finance||3rd Floor , The Landmark, Ahinsa Circle , C-scheme Jaipur 302003|
|Chandigarh||Chandigarh||Home Finance||SCO 831 NAC Market Manimajra, Chandigarh-160101|
|Indore||Indore||Home Finance||5th Floor, Metro Tower, Near Vijay Nagar, Indore (M.P.) - 452010|
|Raipur||Raipur||Home Finance||1st Floor Mukta Prayag Complex,Pandri, Beside Simran Regency ,Raipur- 492001|
|Nagpur||Nagpur||Home Finance||1st Floor, Plot No.8, WHC Road, Shankar Nagar, Dharampeth, Nagpur - 440010|
|Nasik||Nasik||Home Finance||Shop No. 1, Payas, Opp. B Y K College, Thatte Nagar Road,Nashik-422005|
|Ahmedabad||Ahmedabad||Home Finance||Unit No. 425-426, 4th Floor, Siddhivinayak, Shivaranjani Chaar Raasta, Satellite, Ahmedabad - 380015|
|Surat||Surat||Home Finance||K.G. Point, Ghod Dod Road, Near Ganga Palace, Surat - 395007|
|Rajkot||Rajkot||Home Finance||Upper Ground Floor, Shri Nath Complex, Dr. Yagnik Road, Opp. Jilla Panchayat, Race Course Chowk, Rajkot - 360001|
The Home Loan Balance Transfer Process comes packed with several benefits. It helps you transfer your outstanding loan amount from your current lender to a new lender with lower interest rates and better terms. It also offers a transfer of your home loan to another bank to avail a top-up loan on your existing loan.
Anyone who fulfils the specified criteria stipulated for home loan refinance is eligible to apply. Your eligibility depends on your income, age, etc. Kotak Mahindra Bank’s home loan eligibility calculator is a simple way to determine your eligibility.
A guarantor becomes a safety net for the applicant in case they default in repayment of the home loan balance transfer. However, there is no mandatory requirement for a guarantor.
According to Section 24b of the Income Tax Law, tax incentives can be granted for the transfer of housing loans, but only if you avail a top-up loan. A borrower can avail a maximum exemption of Rs. 30,000 on the interest paid for the top-up loan per financial year.