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|Fee & other Parameters||Royale (No Joining Fee)||Royale (With Joining Fee)^|
|Joining Fees||Nil||Rs. 1499|
|Annual Fees||Rs. 999||Rs. 999|
|Condition for waiver of Annual Fees - First Year||Annual retail Spends of Rs 1lac||Annual retail Spends of Rs 1lac|
|Condition for waiver of Annual Fees - Second Year||Annual retail Spends of Rs 1lac||Annual retail Spends of Rs 1lac|
|Addon card Fees||Nil||Nil|
|Interest Charges on outstanding Balances||3.4% (Annualized 37.2%)||3.4% (Annualized 37.2%)|
|Minimum Amount Due (MAD) (It will reflect in statement in column of minimum amount due)||MAD can be 5% or 10% of TAD as decided by the Bank||MAD can be 5% or 10% of TAD as decided by the Bank|
|ATM Cash Withdrawal/ Call a draft/ Fund Transfer/ Cash Advance per Rs. 10,000 or part thereof||Rs. 300||Rs. 300|
|Late Payment Charges ("LPC")||Rs. 100 for statement o/s less than or equal to Rs. 500.||Rs. 100 for statement o/s less than or equal to Rs. 500.|
|Rs. 500 for statement o/s between Rs. 500.01 to Rs. 10,000||Rs. 500 for statement o/s between Rs. 500.01 to Rs. 10,000|
|Rs. 700 for statement o/s greater than Rs. 10,000||Rs. 700 for statement o/s greater than Rs. 10,000|
|Over Limit Charge||Rs. 500||Rs. 500|
|Cheque Bounce Charges||Rs. 500||Rs. 500|
|Foreign Currency Mark Up||3.5%||3.5%|
|Railway Booking Surcharge (1.8%/2.5% on transaction amount)*||Waived||Waived|
|Fuel Surcharge (1% on transaction)**||Waived||Waived|
|Fee for Cash payment at Bank||Rs. 100||Rs. 100|
|Outstation Cheque Processing Fee||Waived||Waived|
|Reissue/ Replacement Card (per issunace)||100.0||100.0|
|Charge Slip Request||Waived||Waived|
|Machine Surcharge at ATMs||Waived||Waived|
|Balance Enquiry Charges at Non Parent Bank ATM||Waived||Waived|
|Duplicate Statement Request||Waived||Waived|
|Web Pay Service Fee||Waived||Waived|
|Furnishing a copy of Credit Information Report (CIBIL)||Rs. 50||Rs. 50|
|GST/Applicable taxes, would be charged as per the rates approved in the Finance Act each year on all interest & fees and other charges levied on your Credit Card|
|*Maximum Railway surcharge waiver of Rs. 500 in a calendar year|
|** Fuel surcharge to be waived only for transactions between values of Rs. 500 - Rs. 3000. Maximum Fuel surcharge waiver of Rs. 3500 in a calendar year|
|^Joining fee variant of Royale Signature Credit Card has been discontinued effective 30th May 2019|
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