Be it an article you were reading, a product you were exploring or a journey you left unfinished, starting from where you left off is simpler than you can imagine. Just register for ‘Everything Me’ using any of your social media accounts and you are all set.
Please note, this is a soft login and no personal financial data will be saved here for security reasons.
You have logged in to Everything Me successfully
You have logged out from Everything Me successfully
|Fee & other Parameters||Royale (No Joining Fee)||Royale (With Joining Fee)|
|Joining Fees||Nil||Rs. 1499|
|Annual Fees||Rs. 999||Rs. 999|
|Condition for waiver of Annual Fees - First Year||Annual retail Spends of Rs 1lac||Annual retail Spends of Rs 1lac|
|Condition for waiver of Annual Fees - Second Year||Annual retail Spends of Rs 1lac||Annual retail Spends of Rs 1lac|
|Addon card Fees||Nil||Nil|
|Interest Charges on outstanding Balances||3.4% (Annualized 37.2%)||3.4% (Annualized 37.2%)|
|Minimum Amount Due (MAD) (It will reflect in statement in column of minimum amount due)||MAD can be 5% or 10% of TAD as decided by the Bank||MAD can be 5% or 10% of TAD as decided by the Bank|
|ATM Cash Withdrawal/ Call a draft/ Fund Transfer/ Cash Advance per Rs. 10,000 or part thereof||Rs. 300||Rs. 300|
|Late Payment Charges ("LPC")||Rs. 100 for statement o/s less than or equal to Rs. 500.||Rs. 100 for statement o/s less than or equal to Rs. 500.|
|Rs. 500 for statement o/s between Rs. 500.01 to Rs. 10,000||Rs. 500 for statement o/s between Rs. 500.01 to Rs. 10,000|
|Rs. 700 for statement o/s greater than Rs. 10,000||Rs. 700 for statement o/s greater than Rs. 10,000|
|Over Limit Charge||Rs. 500||Rs. 500|
|Cheque Bounce Charges||Rs. 500||Rs. 500|
|Foreign Currency Mark Up||3.5%||3.5%|
|Railway Booking Surcharge (1.8%/2.5% on transaction amount)*||Waived||Waived|
|Fuel Surcharge (1% on transaction)**||Waived||Waived|
|Fee for Cash payment at Bank||Rs. 100||Rs. 100|
|Outstation Cheque Processing Fee||Waived||Waived|
|Reissue/ Replacement Card (per issunace)||100.0||100.0|
|Charge Slip Request||Waived||Waived|
|Machine Surcharge at ATMs||Waived||Waived|
|Balance Enquiry Charges at Non Parent Bank ATM||Waived||Waived|
|Duplicate Statement Request||Waived||Waived|
|Web Pay Service Fee||Waived||Waived|
|Furnishing a copy of Credit Information Report (CIBIL)||Rs. 50||Rs. 50|
|GST/Applicable taxes, would be charged as per the rates approved in the Finance Act each year on all interest & fees and other charges levied on your Credit Card|
|*Maximum Railway surcharge waiver of Rs. 500 in a calendar year|
|** Fuel surcharge to be waived only for transactions between values of Rs. 500 - Rs. 3000. Maximum Fuel surcharge waiver of Rs. 3500 in a calendar year|
We don't realise the importance of technology in our lives, especially when paying of bills.
Sightseeing is fun, but planning for it is tedious. Here's a guide for you to plan better.
Do you consider yourself as an expert in online shopping? Compare your shopping knowledge and share your thoughts
The stress while planning a vacation almost makes you cancel the plan. Make your life easier.