Features

Personal
Business
Corporate
Private Banking
Privy League
Solitaire
NRI Services
Investors

Accounts & Deposits
- Savings Account
- Current Accounts
- Solitaire
  - See All Solitaire
- Solitaire Business
  - See All Solitaire Business
- Privy League
- Salary Accounts
- Other Accounts
  - See All Other Accounts
  - Stocks
- Service Requests
- Deposits
Cards & Prepaid Services
- Credit Cards
- Debit Cards
- Prepaid Services/Spendz
- Credit Card Services
- Commercial Credit Cards
- Other Card Services
- Wearable Payment
  - See All Wearable Payment
Loans
- Personal Loan
- Home Loan
- Business Loan
- Other Loans
- Smart EMI
- Loan Account Services
Investment & Insurance
- Investments
- Life Insurance
- General Insurance
- Deposits
- Government Schemes
Payments & Taxes
- Money Transfer / Forex
- Bill Payments / Recharges via BillDesk
- Loan & Card Payment
- Tax Payment
- FAStag
Offers
- Popular Categories
- Offers by Payment Type
- Popular Offers
  - See All Popular Offers
  - Apple
  - Zepto
  - BigBasket
Service Request
- Update Profile
- Saving and Current Accounts
- Debit and Credit Cards
- Personal Loans
- Home Loans
- Business Loans / Loan Against Property / Kotak Mid-Month Advance
  - See All Business Loans / Loan Against Property / Kotak Mid-Month Advance
  - Raise a service request

Accounts
- Current Accounts
- Fees and Charges - Current Account
  - See All Fees and Charges - Current Account
- Retail Institutions Account (TASC)
  - See All Retail Institutions Account (TASC)
- Solitaire Business
  - See All Solitaire Business
- Privy League
- Salary2Wealth - Corporate Benefit
  - See All Salary2Wealth - Corporate Benefit
  - Edge Salary Account
- Government Business
- Connected Banking
  - See All Connected Banking
Loans
- Business Loan
- Working Capital
- Other Loans
Payment & Tax Solutions
- Payment Solutions
- Money Transfer
- Bill payments/Recharges
- Loan/Card Payment
- Tax Payment
Trade Services
- Domestic
  - See All Domestic
- International - Exports
  - See All International - Exports
- International - Imports
  - See All International - Imports
- Bank Guarantee
  - See All Bank Guarantee
- Letter of Credit
  - See All Letter of Credit
- Export Credit
  - See All Export Credit
- Import credit
  - See All Import credit
Offers Beyond Banking
- Business Management & Marketing
  - See All Business Management & Marketing
- ERP & Accounting
  - See All ERP & Accounting
- Logistics
  - See All Logistics
- Human Resource
  - See All Human Resource
- Business Travel
  - See All Business Travel
- Co-working Space
  - See All Co-working Space
- Taxation & Legal
  - See All Taxation & Legal
- Healthcare Solutions
  - See All Healthcare Solutions
- Industry Insights
  - See All Industry Insights
Connected Banking
- TallyPrime
  - See All TallyPrime
- OpenMoney
  - See All OpenMoney
- Zoho Books
  - See All Zoho Books

Explore Products
- Cash Management Services
- Trade & Supply Chain Finance
- Trade Service
Sector Expertise
Accounts

About Us
- Kotak Private Banking
  - See All Kotak Private Banking
- Kotak Private
  - Learn more
- Awards & Accolades
  - See All Awards & Accolades
Our Offerings
- Investment Management
  - See All Investment Management
- Banking Solutions
  - See All Banking Solutions

Privy League
Overview
Privy League
Programmes
- Customized Programmes
Privy
Offerings

NRI Accounts & Deposits
- Savings Account
  - See All Savings Account
- Current Account
  - See All Current Account
- Deposits
  - See All Deposits
- Structured Products
  - See All Structured Products
- Special Products
  - See All Special Products
- Resident to Non-Resident
  - See All Resident to Non-Resident
NRI Money Transfer
- Wire Transfer
  - See All Wire Transfer
- Remittances from Exchange House
  - See All Remittances from Exchange House
- Foreign Currency Cheques
  - See All Foreign Currency Cheques
- Direct Transfer - Click2Remit
  - See All Direct Transfer - Click2Remit
- - See All
NRI Loans
- NRI Home Loan
  - See All NRI Home Loan
- NRI Home Improvement Loan
  - See All NRI Home Improvement Loan
NRI Cards
- Credit Cards
  - See All Credit Cards
- Debit Cards
  - See All Debit Cards
- Prepaid Cards
  - See All Prepaid Cards
- Debit Card Services
  - See All Debit Card Services
- Credit Card Services
  - See All Credit Card Services
NRI Investment & Insurance
- Life Insurance
  - See All Life Insurance
- Mutual Funds
  - See All Mutual Funds
- National Pension System (NPS)
  - See All National Pension System (NPS)
- Portfolio Investment Schemes
  - See All Portfolio Investment Schemes
- Demat Account
  - See All Demat Account
NRI Privy League

Overview
Financials
Governance
Shareholding &
Investor Info
Sustainability
Investor updates
- Tech@Kotak
  - See All Tech@Kotak
- Kotak811 Events
  - See All Kotak811 Events
Disclosures
Regulation 46 and 62
IEPF

Products

Choice on rewards

Earn Mojo points on spends done against every Rs. 100

Airport Lounge access

Enjoy Airport Lounge Access, Gourmet meals and much more

Fuel Surcharge waiver

We offer Fuel surcharge waiver upto Rs. 3500 annually

Annual Fees waiver

Get Annual Fees waiver at Rs. 1,00,000 spent with your Credit card

Joining Fees Waiver

Get Joining Fees waiver at Rs. 30,000 spent in 90 days with your Credit card

Mojo points

The Mojo Platinum Credit Card will nurture the shopaholic in you.
Earn unlimited 2.5 Mojo points for every Rs. 100 on online spends.
Earn unlimited 1 Mojo point for every Rs. 100 on all other spends – except on fuel & cash withdrawal
Please note, w.e.f. 01st June 2025, the following changes will be applicable:
- Mojo points can be only earned on education and Insurance spends up to ₹70,000 per statement cycle each
- Mojo points can be only earned on utility spends up to ₹50,000 per statement cycle
- Mojo points can be only earned on government spends up to ₹40,000 per statement cycle
- Mojo points earnings against Wallet Load, Fuel, Rent & Online skill-based gaming Spends will be discontinued

The aforementioned revisions will be based on the Merchant Category Codes (MCCs), which are 4-digit numbers assigned to merchants or businesses by card networks such as VISA, MasterCard, and RuPay. Click here for the list of applicable MCCs.

Milestone Gift

Get 2500 Mojo points every quarter on spending Rs. 75,000. Valid for the first year (since issuance) only.
For more details check out the Milestone tab. Click here
Effective 1st June 2025, Spends on Utility, Wallet Load, Fuel, Online skill-based gaming, Insurance, Government, Rent, and Education will not be considered when calculating milestone benefits

Complimentary Airport Lounge Access

Get 8 annual complimentary visits to select Airport Lounges, within India. Visits limited to 2 per quarter
For list of select lounges, please click here
For detailed terms and conditions on lounge access, please Click here
Please note, w.e.f. 1^st June 2025, customer need to spend ₹75,000 or more in a calendar quarter to enjoy 2 Airport Lounge accesses in the next calendar quarter

Fuel Surcharge Waiver

The 1% fuel surcharge waiver is applicable on transactions that range between Rs.500 and Rs.3,000. Avail of a maximum fuel surcharge waiver of Rs.3,500 in each anniversary year. Fuel transactions are not eligible to earn any Mojo points.
W.E.F. 1^st June 2025, 1% fuel surcharge waiver is applicable on transactions ranging between ₹500 and ₹5,000.

Priority attend

We value your time. Instead of you trying to reach us, we will reach you.
SMS "KASSIST" to 5676788 and we will call back within two hours
We make it easy for you to pay your monthly dues.
Call for complimentary cheque pickup

Apply for Mojo Credit Card Online

Mojo Platinum Credit card

Choice on rewards

Airport Lounge access

Fuel Surcharge waiver

Annual Fees waiver

Joining Fees Waiver

Mojo points

Milestone Gift

Complimentary Airport Lounge Access

Joining Fees waiver

Annual Fees waiver

Fuel Surcharge Waiver

Railway Surcharge Waiver

Priority attend

Add-on Card

Safety features

Credit Card that everyone is talking about

Ready to take the next step?

Credit Cards

Latest Comments

Apply for Mojo Credit Card Online

Mojo Platinum Credit card

Choice on rewards

Airport Lounge access

Fuel Surcharge waiver

Annual Fees waiver

Joining Fees Waiver

Credit Card that everyone is talking about

Rajendra Verma

Abhishek Mehta

Afreen Ahmed

Ready to take the next step?

Related Products

Kotak811 Dream Different Credit Card

Feast Gold Credit Card

Fortune Gold Credit Card

Credit Cards

Latest Comments

Related Products

League Platinum Card

Kotak 811 Credit card