Infinite Credit Card
For those who hate to compromise, this Card is for you.
Be it an article you were reading, a product you were exploring or a journey you left unfinished, starting from where you left off is simpler than you can imagine. Just register for ‘Everything Me’ using any of your social media accounts and you are all set.
Please note, this is a soft login and no personal financial data will be saved here for security reasons.
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The Kotak Wealth Management Infinite Credit Card is an ‘invite-only’ Credit Card, specifically tailored for individuals who settle for nothing but the best in class for everything they do. With this Credit Card, you get a plethora of benefits and privileges, including a personalized card, golf privileges and access to prestigious international events.
Personalised Card Design
Minimum credit limit of Rs. 10 Lakhs
Access to International Events
A World of Exclusivity keeping your unique interests in mind
Complimentary* tee-offs at some of the finest golf courses in India, and around the world.
*T&C Apply. Kindly refer cardholder agreement for further details
|Fee & other Parameters||Wealth Management Signature Credit Card||Wealth Management Infinite Credit Card|
|Condition for waiver of Annual Fees - First Year||NA||NA|
|Condition for waiver of Annual Fees - Second Year||NA||NA|
|Addon card Fees||Nil||Nil|
|Interest Charges on outstanding Balances||3.10% (Annualized 37.2%)||3.10% (Annualized 37.2%)|
|Minimum Amount Due (MAD) (It will reflect in statement in column of minimum amount due)||MAD can be 5% or 10% of TAD as decided by the Bank||MAD can be 5% or 10% of TAD as decided by the Bank|
|ATM Cash Withdrawal/ Call a draft/ Fund Transfer/ Cash Advance per Rs. 10,000 or part thereof||Rs. 300||Rs. 300|
|Late Payment Charges ("LPC")***||Rs. 100 for statement o/s less than or equal to Rs. 500.||Rs. 100 for statement o/s less than or equal to Rs. 500.|
|Rs. 500 for statement o/s between Rs. 500.01 to Rs. 10000.||Rs. 500 for statement o/s between Rs. 500.01 to Rs. 10000.|
|Rs. 700 for statement o/s greater than Rs. 10,000||Rs. 700 for statement o/s greater than Rs. 10,000|
|Over Limit Charge||Rs. 500||Waived|
|Cheque Bounce Charges||Rs. 500||Rs. 500|
|Foreign Currency Mark Up||0.035||0.035|
|Railway Booking Surcharge (1.8%/2.5% on transaction amount)*||Waived||Waived|
|Fuel Surcharge (1% on transaction)**||Waived||Waived|
|Fee for Cash payment at Bank||Rs. 100||Waived|
|Outstation Cheque Processing Fee||Waived||Waived|
|Reissue/ Replacement Card (per issunace)||Rs. 100||Waived|
|Charge Slip Request||Waived||Waived|
|Machine Surcharge at ATMs||Waived||Waived|
|Balance Enquiry Charges at Non Parent Bank ATM||Waived||Waived|
|Duplicate Statement Request||Waived||Waived|
|Web Pay Service Fee||Waived||Waived|
|Furnishing a copy of Credit Information Report (CIBIL) (Effective 5th April)||Rs. 50||Rs. 50|
|Service tax & education cess, would be charged as per the rates approved in the Finance Act each year on all interest & fees and other charges levied on you Credit Card|
|*Maximum Railway surcharge waiver of Rs. 500 in a calendar year|
|** Fuel surcharge to be waived only for transactions between values of Rs. 500 - Rs. 3000. Maximum Fuel surcharge waiver of Rs. 3500 in a calendar year|
|^Fuel surcharge for Delight and Privy League to be waived only for transactions between values of Rs. 400 - Rs. 4000. Maximum Fuel surcharge waiver of Rs. 4500 in a calendar year|
|***Effective 15th June'2015 , the revised LPC slab willl be as below -|
|Rs. 100 for statement o/s less than or equal to Rs. 500.|
|Rs. 500 for statement o/s between Rs. 500.01 to Rs. 10,000|
|Rs. 700 for statement o/s greater than Rs. 10,000)|
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