
Experience the all-new Kotak Netbanking
Simpler, smarter & more intuitive than ever before
Quick Help
Frequently Asked Questions
For Kotak Bank Customers
For Kotak811 Customers
Experience the all-new Kotak Netbanking Lite
Simpler, smarter & more intuitive than ever before. Now accessible on your mobile phone!
A fuel credit card is a credit card that is specifically designed to benefit customers when used at Fuel Pumps. These credit cards typically offer rewards and incentives for fuel purchases, such as Reward Points, Cashback, etc.
With a fuel credit card, you can use it to purchase petrol, diesel, etc. or other fuels at participating fuel stations. You can also use it for other spends like dining, groceries etc. depending on the features of the card.
Customers can Click Here to apply for IndianOil Kotak Credit Card.
This depends on usage and preference. If you frequently fuel your vehicle, you should consider a fuel card that helps you earn rewards every time your refuel your vehicle. This card helps save money on a category where spends pertain to a significant amount.
Depends on your spending patterns on fuel specifically. A fuel credit card can be a choice if you frequently purchase fuel and helps you earn significant rewards or discounts. Fuel credit cards offer higher rewards or discounts for fuel purchases than regular credit cards.
Joining benefit is applicable only on realization of Joining Fee. IndianOil Kotak Credit cardholders need to perform one transaction of INR 500 or above within 30 days of card issuance to be eligible for welcome benefit of 1000 Reward points. The benefit will be credited within 3 months of completing the transaction.
Personal Accident Insurance of INR 2,00,000 is a feature provided by NPCI (RUPAY). Follow the below links to know more about the eligibility, claim process, etc. -
https://www.npci.org.in/PDF/npci/rupay/2022/Annexure-A-Claims-Process-2022-23.pdf
https://www.npci.org.in/PDF/npci/rupay/2022/Annexure-B-Frequently-Asked-Questions-2022-23.pdf
https://www.npci.org.in/PDF/npci/rupay/2022/Annexure-D-Declaration-form-2022-23.pdf
Concierge feature on IndainOil Kotak Card is provided by NPCI (RUPAY). Follow the below links to know more about availing the service -
You can navigate to the cards fees & charges tab to view the fees and charges applicable. You will also find the same along with Terms & Conditions governing the card on our MITC page (/content/kotakcl/en/personal-banking/cards/credit-cards/mitc-and-ca.html ).
Cardholder will be charged with INR 449 as Joining fee & INR 449 as the Annual fee. Annual Fee will be waived off on spending INR 50,000 in the previous anniversary year.
Kotak Rewards
Introducing Kotak Rewards* - your new point redemption currency that simplifies managing Reward Points on your Kotak Credit Cards. Redeem your accrued reward points at 25p/point against our exclusive catalogue of benefits.
Choose from various categories like merchandise, e-vouchers of latest brands, movie vouchers, travel, mobile recharge and much more. Redeem Now T&C Apply.
*The portal is governed by a separate set of Terms & Conditions
A fuel credit card is a credit card that is specifically designed to benefit customers when used at Fuel Pumps. These credit cards typically offer rewards and incentives for fuel purchases, such as Reward Points, Cashback, etc.
With a fuel credit card, you can use it to purchase petrol, diesel, etc. or other fuels at participating fuel stations. You can also use it for other spends like dining, groceries etc. depending on the features of the card.
Customers can Click Here to apply for IndianOil Kotak Credit Card.
This depends on usage and preference. If you frequently fuel your vehicle, you should consider a fuel card that helps you earn rewards every time your refuel your vehicle. This card helps save money on a category where spends pertain to a significant amount.
Depends on your spending patterns on fuel specifically. A fuel credit card can be a choice if you frequently purchase fuel and helps you earn significant rewards or discounts. Fuel credit cards offer higher rewards or discounts for fuel purchases than regular credit cards.
Joining benefit is applicable only on realization of Joining Fee. IndianOil Kotak Credit cardholders need to perform one transaction of INR 500 or above within 30 days of card issuance to be eligible for welcome benefit of 1000 Reward points. The benefit will be credited within 3 months of completing the transaction.
What’s New?