Apply Kotak 811 Credit Card Online - Kotak Bank

Apply Kotak 811 Credit Card Online - Kotak Bank

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Kotak 811 Credit card

Kotak 811 Credit Card

Easily convert hefty purchases to affordable EMIs. It's time to earn and spend in 'Rewards'

500 bonus reward points on spending Rs.3,000 within 30 days of card set-up

2 reward points against every Rs. 100 spent online

Annual fee waiver on retail spends of Rs. 50,000 in the previous anniversary year

3 PVR Tickets on spending Rs.75,000 in the previous anniversary year

Save fuel surcharge waiver of 1% across fuel stations

Rewards Points

Earn 2 reward points for every Rs.100 spent online
Earn 1 reward points for every Rs.100 spent offline

With effect 01^st June 2025, following changes will be applicable:

Reward points will only be earned on utility spends up to ₹35,000 per statement cycle
The aforementioned revisions will be based on the Merchant Category Codes (MCCs). Click here for the list of applicable MCCs.
Reward Points will not be earned on transaction categories: Education, Wallet Loading, Fuel, Rent & Government, Insurance and Online Skill based Gaming

Welcome Benefit

Spend Rs.3,000 within the first 30 days of card issuance and receive 500 bonus reward points

Annual Fee Waiver

Annual fee of Rs. 500 waived on spending Rs. 50,000 in the previous anniversary year

Milestone Spends Benefit

Spend Rs.75,000/- in an anniversary year and get 3 complimentary PVR tickets
With effect 01^st June 2025, spends under Utility, Education, Wallet Loading, Government, Insurance, Online Skill based Gaming, Fuel and Rent will not be considered while calculating milestone benefits

Fuel Surcharge Waiver

With effect from 01^st June 2025, 1% fuel surcharge waiver is applicable on transactions that range between Rs.500 and Rs.4,000. Avail of a maximum fuel surcharge waiver of Rs.3,500 in each calendar year.
Fuel transactions are not eligible to earn any Reward points

Railway Surcharge Waiver

Save railway surcharge of 1.8% for transactions on www.irctc.co.in and 2.5% for transactions on Indian Railways Booking Counters.
The maximum railway surcharge waiver that is allowed in a calendar year is Rs.500/-

Add-on Card

Your Add-on Card will have all the benefits that you enjoy on your Card
Set the spend limit on your Add-on Card as you desire
Track spends separately for each of your Add-on Card(s)
Click here to apply now for an Add-on Card.

Safety features

Embedded EMV Chip lends an additional level of security
6-digit PIN authentication for higher security of your transactions

Credit Card Services

Credit Cards Guide

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