Be it an article you were reading, a product you were exploring or a journey you left unfinished, starting from where you left off is simpler than you can imagine. Just register for ‘Everything Me’ using any of your social media accounts and you are all set.
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There’s the ache of leaving behind the familiar. The thrill of venturing out into the unknown. While it may take time to find your bearings, you’re likely to feel at home a lot sooner if you tie up all the loose ends in India before you take off. And chalk up a plan for your new home, before you land there.
It may seem like you’ve landed on a whole new planet at first. A foreign language. A different work culture. Unfamiliar laws. And driving on the wrong side of the road. Begin with an open mind, and have a clear plan of action for your money. It’ll make settling in a lot easier. For you, and your family.
If you’re like most couples, you’ve probably spent months planning the wedding. But how much thought have you given the rest of your life together? From a new monthly budget to a retirement plan, from insurance to investments, there are several money matters to think through. And figuring them out early on is crucial for your future.
There’s a lot more than 900 miles separating Mumbai and Delhi. Or Ahmedabad and Hyderabad. From rent to transit systems, from work culture to food, you’ll find differences everywhere, and in everything. And while making the transition is always going to be challenging, you can make it smoother by planning ahead of time.
The first few months are the most crucial. You’ve heard it. Maybe even prepared for it. But getting there, and experiencing it, is a different thing altogether. Figure out how this transition will impact your savings. Know where you’re likely to spend more, and where you can save money, and manage your move better.
You may have felt the need to be closer to your family. Or found a great career opportunity. Or realized that you don’t want to spend your golden years abroad. Whatever your reasons, the long journey home is going to bring its challenges. Preparing well in advance will make it less daunting for you and your family.
You’ve taken the leap of faith. Packed up everything and moved back. Once you start settling in, you may realize that the India you’ve returned to is very different from the one you left behind. Factor in any unforeseen expenses, and readjust your budget accordingly. Charting a new savings plan after settling down will make homecoming a lot sweeter in the long run.
There’s nothing quite like the thrill of entering the real world. Bringing home your first paycheck. Having control over your spending. It’s an exciting time, and an important one. Managing your money well early on can make a huge difference to your savings later. So set yourself up for success with some smart planning today.
Whether you’re taking a break from work and going back to school, or finishing your education before starting your career, studying further is a big decision. There are several things you’ll have to think about – your investment, the returns it’s likely to give, living expenses, scholarships and more. Researching all your options well can make the decision a lot easier.
You’ve heard about the sleepless nights. The thrill of that first smile. The joy of that little hand, wrapped around your finger. And yet, nothing can prepare you for the wave of protectiveness you feel from the moment you set eyes on your baby. To make sure your little one is secure tomorrow, start planning your finances today.
You’ve worked for years. Built a career. Raised a family. Now, when it’s time to sit back and enjoy it all, you may find yourself wondering if you’ve prepared well enough. It’s never too late to plan for your retirement, though. Managing your money smartly will ensure you have enough saved to take care of your needs. And indulge a few wants as well.
While you decide to move to a new city, take a few minutes to finish the KYC document of your Kotak account.
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