Corporate Platinum Credit Card Fees and Charges, Avail Credit Card with Amazing Offers Online

Fees & Charges

Fee & other Parameters	Corporate Platinum
Joining Fees	Nil
Annual Fees	Rs. 999
Condition for waiver of Annual Fees - First Year	NA
Condition for waiver of Annual Fees - Second Year	NA
Addon card Fees	NA
Interest Charges on outstanding Balances	3.30% (Annualized 39.6%)
Interest Charges on outstanding Balances	3.30% (Annualized 39.6%)
Minimum Amount Due (MAD)	20%
ATM Cash Withdrawal/ Call a draft/ Fund Transfer/ Cash Advance per Rs. 10,000 or part thereof	NA
Late Payment Charges ("LPC")	Rs. 100 for statement o/s less than or equal to Rs. 500.
	Rs. 500 for statement o/s between Rs. 500.01 to Rs. 10,000.
	Rs. 700 for statement o/s greater than Rs. 10,000)
Over Limit Charge	NIL, except Rs. 500 for Individual Liability Corpoate Cards
Cheque Bounce Charges	Rs. 500
Foreign Currency Mark Up	3.5%
Railway Booking Surcharge (1.8%/2.5% on transaction amount)*	Waived
Fuel Surcharge (1% on transaction)**	Waived
Fee for Cash payment at Bank	Rs. 100
Outstation Cheque Processing Fee	Waived
Reissue/ Replacement Card (per issunace)	Waived
Charge Slip Request	Waived
Machine Surcharge at ATMs	Waived
Balance Enquiry Charges at Non Parent Bank ATM	Waived
Duplicate Statement Request	Waived
Web Pay Service Fee	Waived
Please Note:
GST/Applicable taxes, would be charged as per the rates approved in the Finance Act each year on all interest & fees and other charges levied on your Credit Card
*Maximum Railway surcharge waiver of Rs. 500 in a calendar year
** Fuel surcharge to be waived only for transactions between values of Rs. 500 - Rs. 3000. Maximum Fuel surcharge waiver of Rs. 3500 in a calendar year

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Frequently Asked Questions

Why should I select a Kotak Credit Card?

Kotak Credit Cards symbolize the following guiding principles:

Simplicity

Kotak Credit Cards are simple to understand and use. We have taken special care to make them hassle free so that you can spend time on more important things in life that require your attention.

Transparency

Kotak Credit Cards are transparent in communicating upfront what the card offers and what you would have to spend for it, if at all. We have taken care that there will be no hidden charges associated with this card.

Relevance

Kotak Credit Cards have understood what you need the most from your credit card, and have been designed to give you only those benefits that are most relevant for you.

This promise from Kotak ensures that you only get the best from your credit card!

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Where can I get the application form from? Where can I submit the same?

Please write to us at service.corporatecard@kotak.com with below mentioned details and our Sales Representative will get back to you:

Name of your Entity
Name of contact person
Contact details
Number of cards

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Do I have to use this card only for my official expenses?

This card is specifically meant for official purpose. However you can use this card for personal expenses which will purely depend on the policy of your corporate who has availed the CORPORATE CARD OPTION.

This is more so as the consolidated bill will also include any personal spends done on a corporate card and the expenses for the same will have to be settled between you and your company.

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