Unlock Premier Reward Points with Mojo Platinum Credit Card - Kotak Bank
  • Personal
  • Business
  • Corporate
  • Private Banking
  • Privy League
  • NRI Services
  • Investors
  • Personal
  • Business
  • Corporate
  • Private Banking
  • Privy League
  • NRI Services
  • Investors
Apply Now
25 OCTOBER, 2022

Among the new credit cards launched in the market is the Kotak Mojo Credit Card. With this card, every swipe is worth it. You can earn Mojo reward points for every purchase made with the card. The Kotak Mojo Credit Card benefits you in more ways than one. You can redeem the reward points received using the card across travel, lounge access, fuel, railways, and many more.

What are Mojo Points?

Mojo Points are credited with every purchase made on the card. Customers can shop more and earn more Mojo Points.

  • Spend Rs 100 online and earn 2.5 Mojo Points
  • Rs 100 spent on all purchases except online fetches 1 Mojo Point
  • Earn 5 Mojo Points on every Rs 100 KayMall spends

Frequent KayMall shoppers benefit the most from the card. The validity of Mojo Points is for two years.

Redemption of Mojo Points

  • For normal redemption, 1 Mojo point = Rs 0.25
  • For redemption of Mojo Points against outstanding bills, 1 Mojo Point = 0.40p. This can be redeemed by reaching out to the customer care team.
  • Redemption through customer care requires a minimum of 2500 Mojo points on credit card reward points.
  • Instead of currency, you can pay through reward points at the following partner stores - Gini & Jony, Meena Bazaar, JCB Salons, Liberty, Khadim’s, O2 Spa, Puma, Nature’s Basket, Archie’s, Clark’s, Globus, Shoppers Stop, Central, and Star Bazaar.

Perks and Privileges of Mojo Platinum Card

Avail Airport Lounge Access at zero cost

With this card, you get eight complimentary airport lounge visits annually (2 visits quarterly). Availability of lounge facility is across 27 outlets in India. The lounge access is available for both domestic and international airport terminals.


Joining Fees Waiver

The membership fee of Rs. 1,000 is waived within 90 to 120 days from the date of issue of the card.

Please Note: The waiver is applicable with retail spending of Rs. 30,000 within the first 90 days of issuance of the card. 

Annual Fees Waiver

The annual fees of Rs. 1,000 are waived off on annual spending of Rs. 1 lakh.

Please Note: The annual fee waiver is applicable during the first and second year only.

Fuel Surcharge Waiver

Fuel expenditure is not eligible for Mojo Points. Instead, every fuel transaction in the range of Rs. 500 to Rs. 3,000 permits a 1% fuel surcharge waiver.

The maximum fuel overcharge waiver permissible is Rs. 3,500. Please note that this is applicable only in an anniversary year.

Read Also : क्रेडिट कार्ड की लिमिट

Railway Surcharge Waiver

The railway transactions made through the IRCTC website attract a railway surcharge waiver of 1.8%. The bookings at railway reservation counters allow a 2.5 % railway surcharge waiver.

The maximum railway overcharge waiver permissible is 500 bucks. Please note that this is applicable only in an anniversary year.

Who Can Apply For A Mojo Platinum Credit Card?

To own a Mojo credit card online, you must fulfil the below-mentioned criteria:

  1. Must be a resident of India.
  2. Age Limit is 21 to 65 years for a primary card holder.

Applicants for add-on cards must be at least 18 years old.

  1. Net Annual income - Rs 4 lakh or more
  2. Locations - Ahmedabad, Hyderabad, Kolkata, NCR, Mumbai, Pune, Chandigarh, Bangalore, Chennai

How To Apply For Kotak Mojo Platinum Card?

To apply for a Kotak Mojo platinum card, you must visit the website and fill out the online application form. Also, you can visit the nearest branch.

How to get an add-on card?

Kotak Mojo Credit Card allows you to share the card's benefits with your family members. The provisions of the add-on card are along the following lines:

  • The add-on card has all the facilities of the primary card.
  • Limit on expenditure can be set as desired
  • Separate tracking of expenses for each Add-on card
  • Hassle-free issuance of the add-on card

There are three ways to apply for an add-on card at a minimal fee of Rs. 299.

  1. 24 x 7 customer care support on 1860 266 2666
  2. SMS < ADDON> to 5676788
  3. Net banking

Follow the steps for credit card application through net banking:

  1. Visit the bank website.
  2. Tap into ‘Net Banking’.
  3. Provide CRN in the required field and enter the password to log in.
  4. Select the Add-on card option under credit cards.
  5. Provide all the details and proceed.

Why pick Kotak Mojo Credit Card?

Though numerous credit cards are at our disposal, Kotak Mojo Credit Card stands out in the crowd. It is a prime credit card which comes with more facilities. Moreover, it offers numerous tangible benefits. Let us look at the bells and whistles of the card.

Milestone Gifts

          Kotak Mojo Credit Card offers reward points for reaching a quarterly milestone of Rs. 75,000. Apart from earning Mojo points, one can also garner 2500 reward points. It indeed is like a cherry on top.

The milestone points are accredited within 45 days from the conclusion of each quarter. However, this offer is pertinent only for the first year.

    Priority Customer Service

With Kotak Mojo Credit Card, customer satisfaction becomes paramount. A complimentary cheque pickup facility on call is available. Furthermore, the payment of monthly dues is effortless. The SMS facility provides a call back within 2 hours. It is right to say that the customer's time is of utmost value.

Safety Comes First

The 6-digit PIN authentication and an embedded EMV chip ensure additional layers of security. With Kotak Mojo Credit Card, transactions are secure. Moreover, in case of theft or misplacement, deactivation/blocking of the card is just a call away.

Read Also: Best Laptop Brands in India (2024) at No Cost EMI

Insurance Benefits

The bank provides insurance coverage of Rs. 1.25 lakhs against loss or theft of the card.

Points to Note:

  • More than 2250 Mojo Points cannot be accumulated
  • in a billing cycle.
  • A minimum of 2500 Mojo Points are required to redeem.
  • The credit card spending limit depends on annual income, credit score, and CIBIL score.
  • The minimum credit limit on the Mojo Platinum Card is Rs. 80,000.
  • The minimum credit limit on the Mojo Platinum Card is Rs. 5,00,000.

Visa paywave allows contactless payments up to Rs 5,000.

Latest Comments

Leave a Comment

200 Characters

Read Next

Flipkart No Cost EMI On Credit Cards: Guide To Avail The Deal


Benefits of Using Credit Card


Unlocking Savings: Exploring Discounts & Promo Codes with Yatra on Flights Bookings

Load More

Disclaimer: This Article is for information purposes only. The views expressed in this Article do not necessarily constitute the views of Kotak Mahindra Bank Ltd. (“Bank”) or its employees. The Bank makes no warranty of any kind with respect to the completeness or accuracy of the material and articles contained in this Article. The information contained in this Article is sourced from empaneled external experts for the benefit of the customers and it does not constitute legal advice from the Bank. The Bank, its directors, employees and the contributors shall not be responsible or liable for any damage or loss resulting from or arising due to reliance on or use of any information contained herein. Tax laws are subject to amendment from time to time. The above information is for general understanding and reference. This is not legal advice or tax advice, and users are advised to consult their tax advisors before making any decision or taking any action.