Why should I book a flight with a credit card instead of using other payment methods?

Every time you use credit card offers on a domestic flight booking, you can enjoy bonus points or miles for your next trip. It also includes the perks that make your flight journey better, smoother and safer, especially when things go wrong, such as trip delay reimbursement, luggage insurance, and airport lounge access.

Are credit cards secure for booking flights?

It is the best way to keep yourself safeguarded if your airline collapses. It also offers a simple recourse if your flight company denies a refund, as the credit card company can initiate a chargeback on its own.

How does booking flights with a credit card offer flexibility in payments?

Many credit card companies offer breathing room to give you sufficient time to pay off your larger purchase. However, the total balance should be paid off before the end of the intro period.

Are there any additional perks or benefits of booking flights with a credit card?

Apart from saving big on your flight ticket expenses, you can also enjoy additional perks such as baggage allowance, lounge access, priority boarding, trip delay reimbursement and lower prices of flight tickets?

Are any fees or costs associated with booking flights with a credit card?

You may be charged a non-refundable convenience fee for domestic and international flights when booking flights with a credit card.

Four Compelling Reasons for Flight booking with Credit Card

01 JULY, 2023

Are you looking forward to booking flights with your credit card but need clarification about whether it is the right choice for you or not? Do you want to know the benefits of booking flight tickets with your credit card?

By the end of a year, a person may spend significant money on flight bookings. In such a situation, wouldn’t it be perfect if you could also win reward points and enjoy special offers on your air tickets? Several companies in the market offer credit card offers on flight tickets, airline miles, and discounts on every flight ticket booked.

Using a credit card to purchase a flight ticket has some amazing short- and long-term benefits. By evaluating your credit card terms, you can find the best one to finance your flight tickets.

Benefits of booking flights with a credit card

1. Price Assurance Program

When consumers buy airfare, it includes a lot of checking and rechecking of the fares. It is somewhat of a gamble to decide if the fare is the lowest and proceed with the purchase. Some credit card companies recognize and simplify the process for consumers with their price assurance programs. The program helps you get alerts about price drops. The credit card company also deals with the airline on your behalf to alter your reservations and get you a refund.

2. Luxury Benefits

Some credit cards provide luxury benefits to their customers. The Kotak Indigo credit card offers you a free opportunity to use a lounge at domestic airports two times every three months. Similarly, customers can also enjoy priority dining, baggage help, and a welcome incentive. Find out if your credit card offers restaurant recommendations, reservation benefits, rate discounts at particular restaurants and hotels, upgrades or Wi-Fi services.

3. Earning Rewards

Most credit card companies offer multiple rewards to entice customers. When you use a credit card for flight tickets, the company increases the points or other rewards. For instance, Kotak Bank, in association with Easy Rewards, helps you book flights and hotels easily without paying anything extra. It offers extra miles for airline spending or credits specifically redeemable for travel.

4. Insurance benefits

You may need different insurances while travelling and booking flights on a credit card allows you to claim your insurance perks. Booking airfare with your credit card can give you lost luggage insurance for your flight and offer travel accident insurance in an emergency.

How can you benefit from reward programs and points accumulation for flight booking?

Credit card companies offer air miles or reward points, which you can redeem against money to get free flight tickets or exciting discounts on travel-related expenses. When using credit card offers on flight booking, you should use your reward points immediately rather than saving them. You can always earn more, but if they expire, you cannot use them again.

Benefits of using reward programs and earning points or miles

1. Save money

If you own thousands of reward points or air miles on your credit card, it is advised to redeem it and save on your flight and hotel booking. With good points, you can also enjoy almost free booking of your hotel/ flight. However, if you don’t have reward points or miles to enjoy complimentary booking, use the available points to book some parts and pay the remaining amount using your credit card.

2. Other benefits

The benefits from reward programs range from extra baggage weight allowance to acquiring access to a priority pass lounge. It may also include a discount on your hotel booking or the availability of exclusive dining in elite restaurants.

3. Enhanced purchase protection

Almost all credit cards offer ancillary benefits, including purchase protection, extended insurance coverage, and other travel insurance perks.

Using your credit card for flight ticket booking brings your lost luggage insurance into force. If a carrier damages or loses your luggage, you are reimbursed for the amount you incur to repair or replace your baggage.

Another valuable benefit is trip delay reimbursement, including expenses during a delayed or cancelled flight. The policies of credit card companies differ depending on the length of the delay before the coverage begins. Usually, delays and cancellations include accommodation and meals along with your necessities.

Use the best credit card to obtain coverage to enjoy the right protection.

Major reasons to book flights with a credit card

Credit card is a convenient option
Credit cards are a safer alternative
Credit cards offer better pricing options
They offer you travel insurance inclusively
They help you unlock a lot of rewards

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Disclaimer: This Article is for information purposes only. The views expressed in this Article do not necessarily constitute the views of Kotak Mahindra Bank Ltd. (“Bank”) or its employees. The Bank makes no warranty of any kind with respect to the completeness or accuracy of the material and articles contained in this Article. The information contained in this Article is sourced from empaneled external experts for the benefit of the customers and it does not constitute legal advice from the Bank. The Bank, its directors, employees and the contributors shall not be responsible or liable for any damage or loss resulting from or arising due to reliance on or use of any information contained herein. Tax laws are subject to amendment from time to time. The above information is for general understanding and reference. This is not legal advice or tax advice, and users are advised to consult their tax advisors before making any decision or taking any action.

Four Reasons Why You Should Book Flight Tickets with a Credit Card