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Urbane Gold Credit Card

We know you love to get more out of your money. With Urbane Gold Credit Card, you will get just that with 3 reward points on every Rs. 100 spent. So start shopping and reward yourself, today!

Earn 3 Reward Points

Enjoy Reward Points on spends done against every Rs.100/- spent.

Add-on Card

Get an add-on card and enjoy added benefits with it.

Free PVR tickets or Reward points

Avail Free PVR Tickets and many more rewards such as redemption on airmiles, air tickets, recharges etc.

Reward Points
- Earn 3 reward points against every Rs. 100/- of retail spends
- Every 1000 reward points have a redeemable worth of Rs. 100/-
- Minimum 1000 points required for redemption
Add-on Card
- Your Add-on Card will have all the benefits that you enjoy on your Card
- Set the spend limit on your Add-on Card as you desire
- Track spends separately for each of your Add-on Card(s)
Milestone Feature
Spend Rs. 1, 00,000 in a year and get 4 free PVR tickets or 10,000 reward points
- Redemption Option 1:
  - PVR tickets can be used for any day and any show and are transferrable
  - Star Pass Code will be issued which can be redeemed for online PVR Movie Ticket booking at www.pvrcinemas.com
  - You can claim your PVR tickets within 3 months after the program period gets over
- Redemption Option 2:
  - Reward points will be credited in the next billing cycle
  - Reward points can be used for a host of redemption options like Airtickets, Movie Tickets, Mobile Recharge / Branded Merchandise
  - You can claim your reward points within 3 months after the program period gets over
- If price of the ticket is more than Rs. 400, the difference amount shall be paid by the cardholder along with booking/convenience fees.PVR tickets will not be applicable for customers who fall under non - PVR location city.PVR movie tickets can be redeemed online only on www.pvrcinemas.com. PVR movie tickets cannot be redeemed at Box office.

For milestone benefits, all transactions settled during milestone period will be considered. Example- Milestone period is 1st Jan 2021 to 30th June 2021, then the transactions settled till 30th June 2021 will be considered for milestone benefits”. Any transaction settled after 30th June 2021 will be considered in next milestone period.

Check your eligibility for the Urbane Gold Credit Card.
Explore more credit card options that best suit your needs.

Disclaimer

Important Notification: Please note that effective 9th October 2012, your Milestone program benefit has changed from 1 free IndiGo ticket to 4 free PVR tickets.

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Frequently Asked Questions

Can the shopkeeper charge an extra 2% for card payments?

A. Credit card companies and banks charge higher fees to recover the cost of lending money to customers. But, they urge merchants not to pass credit card swipe charges to customers and instead bear it themselves. In some places, merchants can charge customers an extra fee for using credit or debit cards to cover the processing costs.

How to pay rent through credit card?

A. The easiest way to pay rent is using credit cards. In this nothing is debited from your bank account. Instead the money is paid via the available line of credit. Rent payment through credit card is easy and just a few clicks away when it is linked to your UPI enabled app. Now you know how to pay rent through credit card.

What is a Credit Card?

A credit card is a transactional card that enables the holder to make purchases of goods and services or withdraw advance cash on credit.

Banks and financial institutions issue it to bring the convenience of payment. Credit cards act as a microloan tool where the individual makes purchases under the condition of paying off the same within a specific time period. There are no interest payouts if the due amount is paid within a specific time (interest-free period). The issuer pre-sets a custom borrowing limit, determining the maximum amount of credit a user can spend from a credit card. Credit cards allow users to save big through discounts and deals, making them popular.

Should I apply for a balance transfer credit card?

You may proceed with the balance transfer option if you see possible savings out of it. Paying high-interest debt doesn’t make sense when you can qualify for a new card with a 0% APR. This way, you can consolidate your debt and pay them off without any hassle. Many balance transfer credit cards offer a 0% or low interest rate on balance transfers for an introductory period, which can allow you to save money on interest charges while you pay down your debt.

What is the coverage scope of CPP membership in India

The coverage under CPP credit card protection membership in India is generally limited to the protection against loss, theft or misuse of the member's credit cards, debit cards, and other cards. CCP credit card protection also protects unauthorized transactions and emergency card replacement services.

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