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Frequently Asked Questions

Is there a limit to the number of withdrawals I can make from my Edge Savings Account?

The Edge savings account allows you to enjoy unlimited withdrawls in our ATMs. However there are upto 5 free transactions per month in other bank's ATMs.

What types of fees are associated with the Edge Savings Account?

Basic fees like Non Maintenance Charges, cash transaction/withdrawal charges, DD/Chequebook charges, branch request charges etc. are associated with the Edge Savings Account, for more details please visit : https://www.kotak.com/en/personal-banking/accounts/savings-account/edge-savings-account/fees-and-charges.html

What is the current interest rate for the Edge Savings Account?

For an Edge Savings Account, if the daily balances in Savings Account is above Rs. 50 lakhs, it will earn 4% interest p.a. Whereas if the daily balances in Savings Accountis up to Rs. 50 lakhs, it will continue to earn 3.50% interest p.a. These interest rates are applicable for Resident Accounts only.