Eligibility for Edge Savings Account
Know more about the Eligibility Criteria and apply for an Edge Savings Account.

Experience the all-new Kotak Netbanking
Simpler, smarter & more intuitive than ever before
Quick Help
Frequently Asked Questions
For Kotak Bank Customers
For Kotak811 Customers
Experience the all-new Kotak Netbanking Lite
Simpler, smarter & more intuitive than ever before. Now accessible on your mobile phone!
With the Edge Savings Account, you can enjoy the best of regular, as well as privileged services, to give you a truly memorable banking experience. So enjoy free access to all domestic VISA ATMs, or carry out NEFT transaction from your phone, all with one savings account.
Average Monthly Balance (AMB)
of Rs. 10,000/-
Earn FD like interest in your Savings Account with ActivMoney, click here to know more
Free Access to all domestic Visa ATMs. Enjoy Unlimited free Cash withdrawals at our ATMs.
Get up to five free Transactions per month in other Bank ATMs
Make your everyday payments with ease using our #PayShopMore International Chip Debit Card. For further information, please click
Enjoy up to 25 free cheque leaves per Year using Kotak bank's edge savings account
Enjoy Free Phone Banking, Net Banking and Mobile Banking
No charges on NEFT when you transact through Net Banking
Kotak Mahindra Bank has discovered that a majority of the people choosing a Kotak Edge Account actually end up maintaining the Average Monthly Balance required to maintain a Kotak Pro Savings Account. It may be in your interest to choose the Kotak Pro Savings Account, and make the most of the extra advantages & free services!
Check your eligibility for the Edge Savings Account.
Explore more savings account options that best suit your needs.
1. Effective July 9th, 2025, daily balances in Savings Account across all account balances will earn 2.50% interest p.a. These interest rates are applicable for both Resident and Non-resident Accounts (NRE/NRO).
2. Limits apply.
3. Please click here for ActivMoney terms and conditions.
All benefits are subject to terms, conditions and exclusions.
To apply for Kotak Mahindra Bank Edge Savings Account, you should belong to any one of the below mentioned categories:
Check the fees and charges for the Edge Savings Account.
Explore more savings account options that best suit your needs.
Disclaimers
1 : Foreign nationals (resident in India), should obtain an undertaking in form QA 22 duly signed by all the persons (irrespective of nationality) who are authorised to operate on the accounts. Fresh declarations will be necessary in the event of any addition to the list of persons authorised to operate on the accounts. Form QA 22 need not be completed by foreign nationals of non-Indian origin permanently resident in India and foreign nationals of Indian origin (other than those who are residing in India for employment of specified duration irrespective of the length thereof or for a specific job or assignment, the duration of which does not exceed three years) and foreign-born wives of Indian nationals and of persons of Indian origin resident in India.
Sr. No. | Name of the Document (valid) | Identity Proof | Address Proof |
---|---|---|---|
1 | Passport | Yes | Yes |
2 | Driving Licence | Yes | Yes |
3 | Aadhaar (Post e-KYC authentication by Bank) | Yes | Yes |
4 | Voter Id | Yes | Yes |
5 | Job Card issued by NREGA | Yes | Yes |
6 | Letter issued by National Population Register | Yes | Yes |
Explore more savings account options that best suit your needs.
The Edge savings account allows you to enjoy unlimited withdrawls in our ATMs. However there are upto 5 free transactions per month in other bank's ATMs.
Basic fees like Non Maintenance Charges, cash transaction/withdrawal charges, DD/Chequebook charges, branch request charges etc. are associated with the Edge Savings Account, for more details please visit : /content/kotakcl/en/personal-banking/accounts/savings-account/edge-savings-account/fees-and-charges.html
Manage emergencies with quick personal loans. These loans are provided with quick disbursals.
Locate us
Write to us
Locate us
Call us
Write to us
Select your preferred method.
Chat with us
Our messaging assistant can quickly solve many issues or direct you to the right person or place.
Email us
Be it an enquiry, feedback or simple suggestion email us and we'll get back to you.