Edge Savings Account Eligibility | Kotak Mahindra Bank

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Edge Savings Account

With the Edge Savings Account, you can enjoy the best of regular, as well as privileged services, to give you a truly memorable banking experience. So enjoy free access to all domestic VISA ATMs, or carry out NEFT transaction from your phone, all with one savings account.

Monthly Balance

Average Monthly Balance (AMB)
of Rs. 10,000/-

Attractive Interest Rates

Earn FD like interest in your Savings Account with ActivMoney, click here to know more

Cash withdrawals

Free Access to all domestic Visa ATMs. Enjoy Unlimited free Cash withdrawals at our ATMs.
Get up to five free Transactions per month in other Bank ATMs

PayShopMore debit card

Make your everyday payments with ease using our #PayShopMore International Chip Debit Card. For further information, please click

Free at-par cheque

Enjoy up to 25 free cheque leaves per Year using Kotak bank's edge savings account

Digital Banking

Enjoy Free Phone Banking, Net Banking and Mobile Banking

Free NEFT/RTGS

No charges on NEFT when you transact through Net Banking

Helpful Advice

Kotak Mahindra Bank has discovered that a majority of the people choosing a Kotak Edge Account actually end up maintaining the Average Monthly Balance required to maintain a Kotak Pro Savings Account. It may be in your interest to choose the Kotak Pro Savings Account, and make the most of the extra advantages & free services!

Check your eligibility for the Edge Savings Account.

Explore more savings account options that best suit your needs.

More Features & Benefits

Free NEFT/RTGS when you transact through Net Banking - To help you Go Cashless
Free Phone Banking, Net Banking and Mobile Banking
Enjoy upto 25 free cheque leaves per Year
ActivMoney Facility - Convert savings account balance above a certain amount into Term Deposits
Pay for instore purchase using Scan & Pay
In app features using Kaymall. Shop, book movie and flight tickets without downloading other apps
- Shop online using Flipkart
- Book travel tickets using goibibo
- Book movie tickets with PVR

Disclaimer

1. Effective July 9th, 2025, daily balances in Savings Account across all account balances will earn 2.50% interest p.a. These interest rates are applicable for both Resident and Non-resident Accounts (NRE/NRO).

2. Limits apply.

3. Please click here for ActivMoney terms and conditions.

All benefits are subject to terms, conditions and exclusions.

Be ready with following documents while opening this account

Sr. No.	Name of the Document (valid)	Identity Proof	Address Proof
1	Passport	Yes	Yes
2	Driving Licence	Yes	Yes
3	Aadhaar (Post e-KYC authentication by Bank)	Yes	Yes
4	Voter Id	Yes	Yes
5	Job Card issued by NREGA	Yes	Yes
6	Letter issued by National Population Register	Yes	Yes

Explore more savings account options that best suit your needs.

Frequently Asked Questions

Is there a limit to the number of withdrawals I can make from my Edge Savings Account?

The Edge savings account allows you to enjoy unlimited withdrawls in our ATMs. However there are upto 5 free transactions per month in other bank's ATMs.

What types of fees are associated with the Edge Savings Account?

Basic fees like Non Maintenance Charges, cash transaction/withdrawal charges, DD/Chequebook charges, branch request charges etc. are associated with the Edge Savings Account, for more details please visit : /content/kotakcl/en/personal-banking/accounts/savings-account/edge-savings-account/fees-and-charges.html

What is the current interest rate for the Edge Savings Account?

Effective July 9th, 2025, daily balances in Savings Account across all account balances will earn 2.50% interest p.a. These interest rates are applicable for both Resident and Non Resident Accounts (NRE/ NRO)

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You are never too far away from quick, efficient banking services. Locate your nearest branch or an ATM.

In case you wish to speak to our phone banking officer for urgent resolution

Be it an enquiry, feedback or a simple suggestion, write to us & we'll get back to you

You are never too far away from quick, efficient banking services. Locate your nearest branch or an ATM.

In case you wish to speak to our phone banking officer for urgent resolution

Be it an enquiry, feedback or a simple suggestion, write to us & we'll get back to you

Eligibility for Edge Savings Account

Edge Savings Account

Monthly Balance

Attractive Interest Rates

Cash withdrawals

PayShopMore debit card

Free at-par cheque

Digital Banking

Free NEFT/RTGS

Helpful Advice

More Features & Benefits

Disclaimer

Eligibility Criteria

Be ready with following documents while opening this account

Ready to take the next step?

Frequently Asked Questions

Is there a limit to the number of withdrawals I can make from my Edge Savings Account?

What types of fees are associated with the Edge Savings Account?

What is the current interest rate for the Edge Savings Account?

Eligibility for Edge Savings Account

Edge Savings Account

Monthly Balance

Attractive Interest Rates

Cash withdrawals

PayShopMore debit card

Free at-par cheque

Digital Banking

Free NEFT/RTGS

Helpful Advice

More Features & Benefits

Disclaimer

Eligibility Criteria

Be ready with following documents while opening this account

Ready to take the next step?

Frequently Asked Questions

Is there a limit to the number of withdrawals I can make from my Edge Savings Account?

What types of fees are associated with the Edge Savings Account?

What is the current interest rate for the Edge Savings Account?

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