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Frequently Asked Questions

Is there a limit to the number of withdrawals I can make from my Edge Savings Account?

The Edge savings account allows you to enjoy unlimited withdrawls in our ATMs. However there are upto 5 free transactions per month in other bank's ATMs.

What types of fees are associated with the Edge Savings Account?

Basic fees like Non Maintenance Charges, cash transaction/withdrawal charges, DD/Chequebook charges, branch request charges etc. are associated with the Edge Savings Account, for more details please visit : https://www.kotak.com/en/personal-banking/accounts/savings-account/edge-savings-account/fees-and-charges.html

What is the current interest rate for the Edge Savings Account?

For an Edge Savings Account, if daily balances in Savings Account is up to Rs. 5 lakhs, it will earn 3% interest p.a. Whereas if the daily balances in Savings Account is above Rs. 5 lakhs & up to Rs. 50 lakhs; and above Rs. 50 lakhs, it will continue to earn 3.50% and 4% interest p.a. respectively. These interest rates are applicable for Resident Accounts only