30 NOVEMBER, 2021

Festival season brings with it, lots of celebration, joy, and happiness. However, it also brings with it several offers on products and brands. People wait for the festive season to start their purchasing by leveraging attractive discounts and offers. Real estate is no exception. With the recent financial setback caused by the pandemic, there have been unbelievable cuts in home loan rates. Moreover, RBI has kept the repo rate and reserve repo rate unchanged to 4% and 3.35% respectively, in the last monetary policy, helping the lenders further reduce the home loan rates for the upcoming Diwali season. Naturally, this could be the best time for you to buy your dream home.

With the lowest loan interest rates in the market, availing a home loan with Kotak Mahindra Bank could be your best decision this Diwali. Read on to know more.

Why Choose Kotak Mahindra Bank Home Loans?

  • Quick approval and easy disbursal

We know that you are eager to move into the house that you have been eyeing for a long time now. With a quick approval process, you can buy your dream home without the need to wait for days or months to get your sanction letter. With us, you can get approval on your home loan application within 24 hours.

  • Easy and simple application

Applying for a home loan is much easier with us. You can opt for the online method or the doorstep facility. With our seamless online interface, you can apply for home loans online from the comfort of your house. You can chat with us and get in-principal approval online too. Moreover, when you opt for the doorstep facility, a representative would visit your house and explain your loan process.

  • Loan advisors

If you have doubts about housing loans, you can talk to our loan expert. The in-house home loan advisor would help you answer your queries, to help you make an informed decision while availing the loan.

  • Low-interest rates

Lighten up your Diwali this year with a home loan at the lowest home loan interest rate with us at Kotak. You can get a loan at unbelievably low-interest rates starting at 6.5%.

  • Minimum documentation

You might already have lots of chores to prepare for Diwali. Amidst them, you need not spend days arranging the documents required for home loan. With a minimum documentation process, you can avail a home loan with us hassle-free. Moreover, you can also upload all your documents on the website to save time and effort.

  • Flexible repayment

You can opt for flexible tenures and avail a home loan at affordable EMIs. You can opt for a tenure to get a comfortable EMI on your loan. It would be best to use a home loan EMI calculator to check your affordability before applying.

Life is short, and you should live it to the fullest. Then, why waste attractive Diwali offers when you can buy your dream house at the lowest interest rates and best features. Check your eligibility and apply for home loan, today.

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Disclaimer: This Article is for information purpose only. The views expressed in this Article do not necessarily constitute the views of Kotak Mahindra Bank Ltd. (“Bank”) or its employees. Bank make no warranty of any kind with respect to the completeness or accuracy of the material and articles contained in this Newsletter. The information contained in this Article is sourced from empaneled external experts for the benefit of the customers and it does not constitute legal advice from Kotak. Kotak, its directors, employees and the contributors shall not be responsible or liable for any damage or loss resulting from or arising due to reliance on or use of any information contained herein.