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Mumbai – the “City Of Dreams” – is not only the capital of Maharashtra but also one of India’s largest and most populous metro cities. It is the entertainment and financial hub of India as many successful business families and Bollywood’s biggest stars reside in the city. Although it is one of the best cities to reside in, the major challenge is finding yourself an affordable home and a satisfying job especially in an expensive city like Mumbai.
To be able to efficiently manage finance is a challenge most of us fail at. It is at times like these when a good financial support can help us take care of the important things that matter in life. A personal loan can help manage expenses associated with home renovation, marriage, family vacation, child's education, purchasing latest electronic gadgets or home appliances, unexpected medical expenses or any other emergencies. The rate of interest is generally calculated based on your income.
Kotak Mahindra Bank offers expert solutions for your financial needs. It offers personal loans with lowest interest rates that can be availed easily. It ensures quick approval of personal loans , requiring minimum documentation and a minimal processing fee. What’s more, you can avail your personal loan sitting at home - a Kotak expert will come to your doorstep explaining the entire procedure, eligibility criteria for the loan and assist you in your loan formalities. As a Kotak bank customer, you can get great benefits, discounts and offers on loans:
Avail loans from Rs. 50,000 upto Rs. 15 lakhs.
Instant determination of Personal Loan eligibility
Attractive interest rates
Flexible repayment options
EMI amount can be checked easily using the Personal Loan calculator
Hassle free documentation process
Special interest rates and lower processing fee for the employees of top companies
Check your eligibility to apply for personal loan in Mumbai.
Don't have an account with Kotak yet? What are you waiting for? Open an account at your nearest Kotak branch and avail unbelievable offers on your personal loans.
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Eligibility criteria
In order to borrow a personal loan in Mumbai from Kotak Bank, it is necessary to meet the eligibility criteria. Following is the checklist of criteria to fulfil while borrowing a personal loan in Mumbai.
Indian residents with a minimum age of 21 years and maximum age of 58 years
Individuals employed at MNCs, public, or private limited companies
While submitting your application form, it is imperative to submit the necessary supporting documents. Basic paperwork required for borrowing a personal loan in Mumbai are as follows:
One photograph
Identity proof
Residence proof
Signature proof
Ownership proof
Age proof
Bank account details
Income details
Meeting your responsibilities and aspirations becomes easy with a personal loan. You may, therefore, borrow a personal loan in Mumbai and meet your credit requirements rather easily.
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