1) Rewards & Cashbacks
- Enjoy up to ₹4500/-** cashback per year on your Silk Platinum Debit Card purchases across categories like groceries, apparel, jewellery, hotel, dining etc.
- Reward Details on Silk Platinum Debit Card spends are listed below (with effect from 1st Apr 2017)
Below are the details of cashback:
| |
Nova/Edge |
Pro/Classic |
Ace |
| Max. Cashback/Year (in Rs.) |
1,200 |
3,000 |
4,500 |
| Max. Cashback/month (in Rs.) |
100 |
250 |
375 |
| Minimum Spends/Month (in Rs.) |
7,500 |
15,000 |
25,000 |
2) Insurance facilities*
- Liability of lost card- Up to Rs. 3.5 Lakhs
- Purchase Protection Limit- Up to Rs. 1 Lakh
- Personal Accidental Death Cover-Up to Rs 25 Lakhs
- Lost Baggage Insurance- Rs. 1 Lakh
- Accidental Air Death Insurance- Up to 50 Lakhs
3) Pamper yourself with offers and discounts at Merchant Outlets in categories such as Lifestyle, Fine Dining, Travel Health and Fitness. To Know more, Click Here
4) Customize your Silk Platinum Debit Card with Kotak MyImage Debit Card option. Choose from a gallery of amazing images. To Know more, Click Here
5) 24 hours VISA Global Customer Assistance Services (GCAS) for
- Lost/Stolen Card Reporting
- Emergency Card Replacement
- Miscellaneous Inquiries
6) Toll-free services for assistance in India. Reach out to the emergency service at 000117, which is followed by 866 765 9644 when asked.
You can contact us at our 24-hour Customer Contact Centre at 0091 22 6600 6022 to get toll-free numbers while calling overseas locations.
*Click here to know more on insurance T&C
**Cashback amount is for the year and is subject to meeting of minimum Average Monthly Balance requirement and spends. The spends should be on Debit Cards. Cashback will be credited in the subsequent month. Details of the same will be communicated through email and SMS. ATM Cash withdrawals are not eligible for rewards.
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