Features

Silk Platinum Debit Card

The Kotak Silk Platinum Debit Card has been designed keeping in mind the needs of the new age Woman. It comes with a host of offers on brands across categories, cashback on debit card spends and features that that will ensure utmost convenience.

Daily purchase limit- Rs. 2,00,000

A domestic daily ATM withdrawal limit- Rs. 40,000
An international daily ATM withdrawal limit- Rs. 50,000

Personal Accidental Death Cover of Up to Rs 50,000,00*

Cashback on all your Silk Platinum Debit Card purchase

1) Rewards & Cashbacks

Enjoy up to ₹4500/-** cashback per year on your Silk Platinum Debit Card purchases across categories like groceries, apparel, jewellery, hotel, dining etc.
Reward Details on Silk Platinum Debit Card spends are listed below (with effect from 1st Apr 2017)

Below are the details of cashback:

	Nova/Edge	Pro/Classic	Ace
Max. Cashback/Year (in Rs.)	1,200	3,000	4,500
Max. Cashback/month (in Rs.)	100	250	375
Minimum Spends/Month (in Rs.)	7,500	15,000	25,000

2) Insurance facilities*

Liability of lost card- Up to Rs. 3.5 Lakhs
Purchase Protection Limit- Up to Rs. 1 Lakh
Personal Accidental Death Cover-Up to Rs 50 Lakhs
Lost Baggage Insurance- Rs. 1 Lakh
Accidental Air Death Insurance- Up to 50 Lakhs

3) Pamper yourself with offers and discounts at Merchant Outlets in categories such as Lifestyle, Fine Dining, Travel Health and Fitness. To Know more, Click Here

4) Customize your Silk Platinum Debit Card with Kotak MyImage Debit Card option. Choose from a gallery of amazing images. To Know more, Click Here

5) 24 hours VISA Global Customer Assistance Services (GCAS) for

Lost/Stolen Card Reporting
Emergency Card Replacement
Miscellaneous Inquiries

6) Toll-free services for assistance in India. Reach out to the emergency service at 000117, which is followed by 866 765 9644 when asked.
You can contact us at our 24-hour Customer Contact Centre at 0091 22 6600 6022 to get toll-free numbers while calling overseas locations.

*Click here to know more on insurance T&C

**Cashback amount is for the year and is subject to meeting of minimum Average Monthly Balance requirement and spends. The spends should be on Debit Cards. Cashback will be credited in the subsequent month. Details of the same will be communicated through email and SMS. ATM Cash withdrawals are not eligible for rewards.

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Disclaimer

In line with RBI guidelines, Kotak Debit Cards issued from 1st Oct’20 can only be used at domestic retail outlets for payments and ATMs, to know how to enable:

Domestic Online payments: Click here for Debit Cards issued from 1st Oct’20 – 6th Jan’21 and for cards issued from 7th Jan’21, click here
International usage, Contactless payments & Tokenization click here