Access India Debit Card
Withdraw money or make purchases across India, all with one Card

Be it an article you were reading, a product you were exploring or a journey you left unfinished, starting from where you left off is simpler than you can imagine. Just register for ‘Everything Me’ using any of your social media accounts and you are all set.
Please note, this is a soft login and no personal financial data will be saved here for security reasons.
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The Kotak Access India Debit Card, with its high withdrawal and purchase limits, is the perfect Card for a Non-Resident Indian who travels often across India.
Access merchant establishments and ATMs across India
Daily Purchase Limit- Rs. 1,50,000/- & ATM Withdrawal- Rs. 75,000/- within India
Complimentary Insurance Cover; Lost Card Liability- Rs. 1,50,000/-, Purchase Protection Limit- Rs. 50,000/-
Get an SMS and Email alert on your registered mobile phone and Email ID
Offers & Discounts at Merchant Outlets in categories such as Lifestyle, Fine Dining, Travel, Health and Fitness
A chip card has a microchip embedded in the kotak debit card. The chip is difficult to tamper with and therefore provides enhanced security to your transactions. You can get a Chip Kotak Debit Card issued by:
All Chip Kotak Debit Cards are by default enabled for international use.
*If a customer is using Magnetic Strip (Non Chip) Kotak Debit Card for international transactions, then as a process, the customer is issued a chip kotak debit card in lieu of the magnetic strip kotak debit card (as per eligibility).
Charges for using Kotak Debit Cards at other bank ATMs can be found in the below link:
Call our 24-hour Customer Contact Centre at 1860 266 2666 to modify the limits up to the default limits. To increase limits more than the default limits, visit your nearest Kotak Mahindra bank branch.
The following transaction charges are applicable when you use the Kotak Debit Card at:
We don't realise the importance of technology in our lives, especially when paying of bills.
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Note: Available in select banks only. Kotak Cards reserves the right to add/delete banks without prior notice. © Kotak Mahindra Bank. All rights reserved
By clicking on the hyper-link, you will be leaving www.kotak.com and entering website operated by other parties. Kotak Mahindra Bank does not control or endorse such websites, and bears no responsibility for them.